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PRIVACY POLICY

In Case Of A Medical Emergency, Call Your Doctor Or 911 (Or Your Local Emergency Number). If You Feel Threatened Or Believe Someone Else Is In Danger, Contact Your Local Law Enforcement Agency Or Call 911 (Or Your Local Emergency Number). Please Note That Foralldoctors.Com Cannot Be Used For Emergency Services.

If You Do Not Agree With The Privacy Policy of ForAllDoctors.com or its subsequent amendments at any time, You Must Immediately Stop Using the ForAllDoctors.com Site.

For All Doctors Inc. is committed to protecting individual privacy and securing the personal information made available to us when you visit ForAllDoctors.com. This Privacy Policy describes the information we collect, how that information is processed, as well as your privacy rights under the European Union General Data Protection Regulation (GDPR), and under the California Data Privacy Protection Act (CCPA), amended in 2020 to the California Privacy Rights Act.

For All Doctors Inc. is a registered United States company. However, our site and services connect you with members and users from around the world. To operate our site, we may collect, transfer, store and process your personal data in the United States or other countries outside of where you live. By using our site or services, you are authorizing us to collect, transfer, process and store your information outside your home country. 

DEFINITIONS

•       Our Site/FAD Site/ForAllDoctors.com: Includes, but is not limited to, our entire digital presence, covering URL, IP addresses, servers, web pages, email addresses, domain management, structures, modules, metrics, scripts, programs, versions, designs, architecture, frameworks, appearance, look & feel, expression, logo, logo colors, color combinations, compilation, icons, illustrations, data, layouts, interfaces, metadata, software, hypertexts, hyperlinks, links, graphics, multimedia, marks, emblems, organization, documents, applications, languages (programming, markup, and style sheets), products, services, discussion boards, forums, listings, directories, chat rooms, and all other similar identifiable sections or means of communication, in electronic, digital or other formats, along with all our content.

•       FAD/We/Our/Us: Includes For All Doctors Inc. as well as its partners, affiliates, subsidiaries, successors, officers, directors, executives, representatives, administrators, agents, associates, employees and staff.

•       Member/You/Your: Includes registered professionals, users or subscribers, and any other organizations, companies, entities, visitors, and individuals authorized to access ForAllDoctors.com.         

•       Personal Data/Information: Refers to any information relating to an indentified or identifiable natural person such as name, email, IP address.

•       Processing:  Refers to any operations performed on personal data or sets of data, whether or not automated, including but not limited to collection, storage, disclosure, erasure, or destruction.

•       Sensitive Data: Refers to information that, if disclosed or processed, can reveal details such as personal beliefs, genetic or biometric data, health information, financial details, and private communications.

•       Content: Includes, but is not limited to, text-based items (such as data, communications, emails, and writings), interactive elements (such as classifieds listings, forum discussions, and blog posts), multimedia components (such as images, music, and videos), technological aspects (such as structures, coding, and software), organizational elements (including applications and languages), and all other similar content, whether presented in electronic, digital format or any other format.

•       Communicate/Communication/Communicating/Communicated: Includes but is not limited to, any user interaction on our site, encompassing activities such as e-mailing, corresponding, writing, calling, uploading, linking, hyperlinking, displaying, suggesting, implying, advertising, transmitting, and other similar means, in electronic or digital format.

•       Account: Consists of a member’s or other authorized user’s username or login and password or pass code, or an authorized means of accessing ForAllDocors.com.

•       Agreement/Privacy Policy: Refers to this document, including but is not limited to its, obligations, disclaimers, warnings, waivers, exceptions, exemptions, provisions, policies, notices, terms, conditions, notes, guidelines, recommendations, acknowledgements, consents, suggestions, comments, provisions, stipulations, requirements, rules, principles, responsibilities, rights, interests, warranties, guarantees and other such similar content of this Agreement and all amendments to this Agreement.

Information You Give Us When You Apply For Membership Or Use Our Site

You need to create a member account to access much of the information and features on our site. To establish an account on our site, we ask for information such as your name, email address, country, and profession. Your responses to these questions are used to verify your identity and confirm your membership in the profession you declare to be a part of.

For example:

•       Basic contact information is requested so we can respond to your request for membership.

•       Evidence that you have completed your doctoral education in the fields of medicine, law, or a Ph.D., is required, which we rely on to grant you membership on our site.

To verify you, we use the information you provide to us and information from other sources to confirm the accuracy of your information as part of the authentication process and to establish and maintain your account.

When you use our site, we collect and process personal data about you and may maintain a record of the information related to your application and use of our site.

PERSONAL DATA WE MAY COLLECT AND PROCESS 

Much of the personal data we obtain are data you directly provide to us through our site, such as when you Contact Us, become a member, use our site, or communicate, share, post, or upload content on our Site. Where we need to collect and process your personal information to provide you membership or access to our site or services and you do not provide that information when requested, we may have to restrict, suspend or prohibit your access to our site or services. 

We may collect and process personal data about you from third parties when we use their products and services such as, your name, email addresses, likeness, username, image, videos, photos, messages, content and other personal information they may have of you. We will limit the collection and processing of your personal information to that necessary to achieve our legitimate purposes, as outlined in this privacy policy. The categories of personal information we collect from you can vary based your level of use of our site and its many features.  

The further information we collect can include the following:

•       Identity & Contact Data such as your name, username, phone number, email, address, password, likeness, videos, preferences, country, proof of identity, date or place of birth, biometric information, and publicly available data from sources such as, social media websites, government institutions, associations/organizations, hospitals, or educational institutions and their websites;

•       Demographic Data such as your age, education level, occupation, gender, language, nationality, country, geographic location;

•       Educational and Employment Data such as your profession, title, professional licenses, degrees, schooling, professional and association memberships;

•       Government Identifiers such as national identification number, driver’s license number, professional license information and numbers; 

•       Metadata Details such as author information, creation date, and manipulations, tags and comments associated with the content you upload or post in various formats such as videos, audio recordings, photos and text;

•       Support Request Data such as the communications you send for support requests and Contact Us messages;

•       Device & Technical Data such as the devices you use to access our site, your IP address, domain name, pages you visit, browser type or version, URL, details about smart devices, time zone settings and location, phone network information, operating system, if you accessed our site via a link on another page (i.e., “referral traffic”) and other technology-related data;

•       Site Interaction Data such as your communication preferences, services you view or search for, download errors, page response times, the length and frequency of visits, and details on page interactions such as scrolling and clicks, and the links you utilize;

•       Marketing Data & Feedback such as your participation in: focus groups, surveys, research, promotions, marketing campaigns, events, contests, product and service reviews, or your preferences in receiving marketing from us or third parties;

•       Consent You Give such as when you register with us and give us permission to conduct verification of your identity and profession;

•       Payment & Transaction Data such as payment details (e.g., PayPal), billing and shipping addresses; 

•       Data Submitted By You such as username, password, preferences, any texts, feedback, blog posts, chats, emails, video chats, calls, forum topics, ads., flags, replies, comments, polls, multimedia you share or download, surveys you conduct or participate in, and posts you view or submit;

•       Searches Conducted such as members or products or ads. searched;

•       Content By Others About You such as communications, photos, videos & audios of you, messages to you, your poll/survey replies, your chat requests, video chats, and files shared;

•       Interactions & Social Connections such as your interactions with other members, professional or social memberships, subscriptions, group participations, ads. you liked, member events attended, or article reviewer or editor participation;

•       Site Performance and Troubleshooting such as error messages, overall site performance, problems you experience, or your support or troubleshooting communications with us;  

•       Marketing Data, such as your preferences in receiving marketing from us or advertisers;

•       Communicating and Correspondence Data such as our methods of and communications with you by, video, SMS, phone, email, verbal and other digital, electronic and non electronic communication methods.

We may gather and use aggregated data, like statistical or demographic information, to tailor our marketing and enhance your site experience. This data, although derived from your personal data, does not disclose your identity. For example, we might aggregate your usage information to determine the percentage of members visiting a specific page or clicking on an ad. If aggregated data is combined with your personal information, and directly or indirectly identifies you, we treat the merged data as personal information, and follow this Privacy Policy.

Our services are constantly evolving, and we frequently introduce new features or modify existing features that may necessitate the collection of additional information. In the event of significant changes to the types of personal data collected or substantial modifications in how we collect, process, or share your data, we will provide notification. We may also adjust this privacy policy accordingly.

HOW AND WHY WE USE YOUR PERSONAL DATA

To operate and maintain our site and deliver our services, we need to collect your personal data. We will only process and share your personal data to provide you with our lawful services in accordance with this privacy policy. Our processing of personal data includes both automated and manual (human) methods of processing. You have a right to revoke your consent at any time. However, any processing of personal data prior to the receipt of your revocation will not be affected. 

In order to serve you better, we may analyze multiple sources of data you have provided (for example, to look up whether you previously contacted us about the same topic so that we do not send you duplicate responses). We may also use messages or comments collected through the FAD site or official social media pages for our own purposes, such as to make policy decisions, improve our site or in designing promotions.

We collect and process your personal data to provide our content and services; respond to you requests; and support our business functions. This data is collected in a variety of ways when you interact with s or our site. Not all data may be collected about every member or user. Our goal is to balance the data we collect and share with the data needed to provide our site and services; achieve and support the goals of our business; and provide the best user experience that we can. Please be aware that if you do not agree to provide us with the requested data, we may be unable to continue to maintain your account and/or provide you the services we offer. To do the below, we may combine personal data, collected online and offline, including information from third party sources. Below is a general list of circumstances where and why we may process your personal data:

a.       To provide and maintain our site and services we may use information and content you provide, create, share, post or upload, such as documents, images, videos, or audios. 

b.       To comply with legal obligations, such as:

•       Preservation for evidence purposes, or to comply with a request of judicial, administrative, law enforcement and governmental agencies;

•       Investigate or identify illegal activity; 

•       Defend ourselves or avoid harm to any member, authorized user, FAD or our subsidiaries, partners or affiliates, or a third party; 

•       Protect the security of our system and services; 

•       Avoid violations of our Terms of Service; 

•       Protect the rights and property of our site and business;

•       Manage, initiate or reply to investigations, disputes, litigations and regulatory affairs;

•       Protect the integrity and operation of FAD and its site.

c.       To show you advertisements that we believe may be relevant to you. 

d.       To expand or improve our site and your experience in using our site, and help you connect with other doctors, lawyers, PhDs, patients, clients, groups, businesses, organizations, advertisers, people, products and services from around the world.

e.       We may collect and process personal data about you from third parties when we use their products and services such as, your name, email addresses, likeness, username, image, videos, photos, messages, content and other personal information they may have of you. Data we collect from external third-party sources, about you can for instance help us verify your credentials, expedite your registration, correct or supplement our records, connect with you, improve the quality or personalization of our site and services, marketing content to you, or prevent or detect fraud.  

f.        We may collect and process your personal data where it is necessary for our legitimate interests (or those of a third party) and, your interests and fundamental rights do not override those interests.

g.       We may use information you provide and automatically generated data for statistical analysis to assess, for example, what information is of interest to you, technical design specifications, and system performance. This allows us to make general improvements to our site as well as offer tailored content to you (e.g., a follow-up message to those interested in a specific topic based on information they have provided or automatically generated data). We may analyze multiple sources of data you have provided.

h.       We may use data that you passively provide to us. This data may be linked to you personally through the technology you use. This data helps our site work correctly and supports member support, marketing, and analytics.

i.         To obtain reports, and provide our advertisers with reports about the performance of their advertisements, products and services and to help them understand how members, and users are interacting with their content, products or services on our site, and for ourselves to better understand, make suggestions or respond to the interests and needs of our members and users. 

j.         To conduct research and development; gather feedback and opinions; develop and improve our site, services and features; conduct tests and surveys; troubleshoot new and existing features; and for business, public and scientific understanding and enhancement purposes.

k.       We may gather and use aggregated data, like statistical or demographic information, to tailor our marketing and enhance your site experience. This data, although derived from your personal information, does not disclose your identity. For example, we might aggregate your usage information to determine the percentage of members visiting a specific page or clicking on an ad. If aggregated data is combined with your personal information, and directly or indirectly identifies you, we treat the merged data as personal information, and follow this privacy policy.

l.         We may collect and process your personal data, including information about your interests, actions and connections to provide you with information about existing and/or future services, periodic announcements, valuable and useful advertisements, offers and other sponsored content, and enhance your experience on our site.

m.     In order to serve you better, we may analyze multiple sources of data you have provided. 

n.       We may use messages or comments collected through our site or official social media pages for purposes such as improving our site, services, promotions, and policy decisions, of our business, partners, advertisers and affiliates.

o.       We may collect and process your personal data such as your email, profession, education, association/organization memberships, content, group involvements, member connections, event involvements to for example:

•       Maintain or create your account; 

•       Accomplish auditing and monitor transactions and engagements;

•       Protect the integrity and security of our site; 

•       Analyze the efficacy and performance of our personnel, site and business;

•       Conduct business analysis, such as analytics;

•       Detect, prevent or respond to actual or potential fraud, illegal activity or intellectual property infringement;

•       to identify, monitor, and enhance the efficiency of the operational processes, technologies, and communication methods of FAD;

•       Comply with laws, regulations, and fulfill legal and contractual obligations;

•       Respond to valid legal requests, including to law enforcement, regulatory and governmental agencies;

•       Provide, monitor, improve and develop our site and services, including updating, securing, troubleshooting, diagnosing and fixing our site and any technology problems; 

•       Providing and responding to support and contact requests;

•       Carryout the transactions you request;

•       Operate, evaluate and improve FAD;

•       Detect and prevent fraud, abuse, illegal activity and the breach of our Terms of Service by for instance, reviewing member content, communications, and metadata;

•       Help prevent spam or attempts to defraud our site members and users, or to help prevent loss of life or serious injury to anyone;

•       Personalize our site and services, make customized suggestions, and analyze and target new markets;

•       Perform checks, and verify and confirm your identity, profession, credentials, country, and age for membership, your continued membership and the use of particular features of our site;

•       Safeguard the security of our site by preventing potential attacks on our systems and networks, including monitoring browser and user access. This involves overseeing how users interact with our technology and communication tools, such as messaging systems and video conferencing platforms;

•       Use member content as part of our campaign to promote our site;

•       Advertising and marketing, including sending you promotional and advertising communications, updates, notices and surveys;

•       Manage our relationships with you and other members, users, partners, organizations, businesses, associations, hospitals, and the like;

•       Measure the effectiveness of advertisements on our site;

•       Conduct FAD business and Site administration;

•       Operate, research, install, expand, condense, modify, develop and test our site and services;

•       Enhance our features and technology by introducing new elements, expanding existing functionalities, establishing certain limits, removing unnecessary features, providing training to our systems or personnel, and overall improving efficiency. To achieve these goals, we may employ advanced technologies such as machine learning, artificial intelligence, and various computer codes and algorithms;

•       Understand the way you use our site and improve the performance and the member and user experience of our site, services and the products and services offered by our advertisers and other users;

•       Provide our content and support our business functions. 

•       Help members be informed of existing as well as new and innovative products and services relevant to their interests and profession; 

•       Determine if users of our site are unique or if the same user is using our site on multiple occasions, and monitor aggregate metrics such as the total number of users, pages viewed, and demographic patterns;

•       Effectively, efficiently and at no cost to you, enable and facilitate you to connect and interact with other members and users from around the world; 

•       Help you attract prospects and become globally known to others that may be seeking your knowledge and expertise; 

•       Help you express and share your thoughts locally and globally; 

•       Enable you to find and take continuing education courses that you would find interesting and advancing; 

•       Grow & improve our business and  our site;

•       Keep you informed of changes, updates, improvements, notifications for instance, new products or services from us, affiliates, members, advertisers, associations, hospitals, publishers, organizations, and other entities. We will communicate through various channels, including physical mail, electronic, digital, phone, fax, email, and postings on our site;

•       For purposes we disclosed to you at the time we collected your information or pursuant to your consent;

•       To achieve our most important goal of enabling actual, efficient and effective collaboration, communication, research and development among members, associations, hospitals, publishers, businesses, organizations and other entities and users worldwide to generate advancement in areas such as medicine, law, science, economy, literature, technology, veterinary and humanity as a whole.

In the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all our assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by us about our site members and users may be among the assets transferred. Should such a sale or transfer occur, we will use reasonable efforts to ensure that the entity to which we transfer your personal data uses it in a manner that is consistent with this privacy policy.  

When we process personal data we may use both automated and manual methods. Our automated processes are often connected to and backed by our manual procedures. 

When we process your personal data, we do it with your consent or as necessary to offer our site and services, meet our contractual and legal responsibilities, safeguard the security of our systems, members and users, or address other legitimate business interests as explained in this privacy policy.

If you choose to provide us with information, we may use that information to communicate with you for purposes such as responding to your messages or requests, sending notifications of changes, updates, or additions to our terms, policies, or any other information and content, through various channels, including physical mail, electronic, digital, phone, fax, email, and postings on our site.

WHO WE SHARE YOUR PERSONAL DATA WITH

Our policy is not to use or share your personal data in ways not outlined in this privacy policy unless we provide you with an opportunity to opt out or object to such unrelated uses. Nevertheless, we may disclose your personal data or information related to your use of our site or services to third parties for the reasons mentioned earlier, or if legal obligations make it necessary, or authorized under our contractual and statutory responsibilities. When we share your personal data with service providers, outside the European Economic Area, we will ensure that they are contractually obligated to comply with their GDPR obligations. The following are examples of recipients of your personal data under the circumstances referred to above:

•       We may share your personal data for instance, to conduct our business, or for other businesses to offer you products or services or administer your use or purchase of their products or services. 

•       Your public information can be seen by anyone on or off of our site, including if they do not have an account. This includes any information you share with a public audience or information in your public profile or your selected section for public use. 

•       Disclosed personal and public data may also be seen, or accessed, shared or re-shared or downloaded through third party services such as search engines, and offline media groups like televisions or other sites or services that integrate with our site.

•       We will sometimes enable other businesses to make their products or services available to you. When you purchase these products or services, we may share with these businesses personal data related to you, your purchases, or your activities on our site.

•       If you attend events such as a webinar, or participate in groups or polls, or attend courses and the like, organized by us or other members, we may share your personal data with the sponsors of the activity with your explicit consent if required by the applicable law.

•       We may share your personal data with third parties who we have engaged to help us provide our site, as well as the products and services available through our site. Your personal data may be disclosed to affiliates, contractors, service providers, and other third parties we use to support our business. The services provided by these organizations include providing IT and infrastructure support services, advertising, marketing, verification to prevent imposters and payment processing services. Advertising and marketing partners may receive and use your personal data to assist with advertising and marketing efforts by us or, for instance by advertisers, associations, hospitals, and publishers.


•       We may share your personal data to fulfill the purpose for which you provide it, and for any other purpose disclosed by us when you provided the data. 

•       We may share your personal data with a third party with your consent, where for example, you use features on our site to connect with services from third parties, or if you access our site from another website or app.

•       We may share your personal data with third parties for purposes of cross-context behavioral advertising where it is not restricted by applicable law.

•       We may share your data if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of other members, users, us or others. This includes exchanging information with other companies and organizations for the purposes of fraud prevention and risk reduction or to enforce or apply our Terms of Service or other agreements.

•       You should consider the content you share, and content others share or re-share about you, because others can see such content and activity and may without permission and in conflict with our privacy policy and Terms of Service, choose to share it with others on and off our site, including people and business outside the audience you originally shared it with. This may include your posts, messages, products, services, content or communications with others, about others, about yourself, about others about you, or any other combination, which may get screenshot or downloaded and re-shared even after you remove or delete it. 

•       Members may be able to see certain information about you, such as your status on our site, when you last used our site, if you are currently logged, your username, and some features on our site can allow other members and users to know if there have been views, bookmarks or clicks on their content or communications.

•       We may also share your personal data in other circumstances, including situations where we believe sharing is required by law or necessary to protect the health, safety, or property rights of our site, members, users, business, team members, or other individuals or entities. These circumstances may include addressing crimes on our site, identifying and addressing fraud, responding to a search warrant, or complying with an investigative body's request in the event of a breach of agreement, violation of law, or other valid legal inquiry or requirement.

•       We may share your personal data with government institutions, regulatory bodies, law enforcement authorities, professional associations/organizations, hospitals, or educational institutions when responding to legitimate inquiries, proceedings, or investigations. This disclosure would be done to facilitate our compliance with legal and regulatory requirements. We explicitly retain the right to divulge information to law enforcement in case of a committed or suspected crime or if compelled by lawful criminal, civil, or administrative processes, discovery requests, subpoenas, court orders, and writs.

•       We may share your personal data with legal or other professional consultants for our business purposes and under circumstances set out in this privacy policy and our Terms of Service.

•       We may share your personal data, to the extent necessary for us to verify and qualify you to access certain features and sections of our site you have requested.

•       We may share your personal data with buyers or other legal successors in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all our assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal data held by us about our site members and users is among the assets transferred. Should such a sale or transfer occur, we will use reasonable efforts to ensure that the entity to which we transfer your personal data uses it in a manner that is consistent with this privacy policy.  

•       We may disclose to third parties, aggregated information regarding our members and users, as well as data that is not personally identifiable, without any limitations. Furthermore, we may share this aggregated information with third parties for the purpose of conducting general business analysis. This information lacks any personal data and may be used to create content and services designed to be of interest to you and other users.

YOUR MEMBER PROFILE

Please note that information you provide directly on our site when creating an account may be viewed by other members and site users, unless you have specifically adjusted the share settings to limit or hide it where the option is available. Even if your member profile does not contain any personal data, there is a possibility of identification by others through other information on your profile, or through content you have shared or uploaded. Thus, it is important for you to understand that you bear full responsibility for any consequences resulting from your use of your account.

ARTIFICIAL INTELLIGENCE

One of our aims is to enhance our site with new and improved features and services. For example, we may achieve this by developing and improving the algorithms and machine learning models that enable our features and services to function. This includes utilizing both traditional and generative AI techniques. We may use algorithms and machine learning models for purposes such as personalization, advertising, creating and analyzing content and data, safety and security, and to prevent abuse or other violations of our Terms of Service.

You may also encounter various other content types on our site, such as synthetic, fabricated, artificial, computer-generated, automated, and algorithmically generated content or personas. This content may originate from users, members, or our site itself. Although such content serves purposes like creative expression, technological advancement, and scientific research, it is crucial to recognize the potential for malicious or deceptive use. While we remain vigilant in detecting such undesirable occurrences, it is vital for you to exercise caution and critical thinking when interacting with others or content on our site. If you encounter any suspicious or fraudulent activity, please report it to us immediately.

THIRD-PARTY WEBSITES

We maintain official pages or accounts on third-party websites in order to better engage with the public, members and user. Your activity on those sites is governed by the third-party website’s terms of service, security and privacy policies. Third-party sites often share information with the general public, user community, and/or the third-party operating the site. Consequently, you should review the privacy policies of third-party sites before using them and ensure that you understand how your information may be shared and used. You should also adjust privacy settings on your account on any third-party site to match your preferences.

We may archive some information that you submit or publish when engaging with us through FAD site pages or accounts on third-party websites (e.g., by sending a message, posting a comment, “following,” “friending,” or taking similar actions). This information may contain personal information, such as an individual’s username and other public account information, when such information is available based on the user’s privacy settings and the terms of the site. For example:

•       On X (formerly known as Twitter), we may archive “tweets”, and may capture “mentions” (tweets from other users to FAD site’s accounts; these tweets contain an @ and the username of an FAD site’s account (e.g., @FAD). 

•       On Facebook, FAD may archive all content created on official FAD site pages and may capture any content posted on official FAD site pages (for example, the number of Likes to the page and comments posted).

For aggregate statistical analysis and to improve the quality of our site and services, we may integrate web measurement tools with our social media pages. These tools enable basic analysis of social media traffic (such as the number of people visiting a certain page) and may collect personally identifiable information.

LINKS TO EXTERNAL SITES

Our site and our other FAD platforms and pages may link to websites, plug-ins and applications created and maintained by other individuals or organizations. Clicking on those links or enabling those connections may allow third parties to collect and share data about you. When you follow a link to an external site, you are leaving our site and are subject to the external site‘s terms of service, privacy and security policies. We do not control or guarantee the functioning, availability, accuracy, relevance, timeliness, or completeness of the site or information contained on an external site. We also do not endorse the site or its sponsors, any views they express, or any products or services they offer. When you leave our site, we encourage you to read the privacy policy of every site you visit.

OTHER TECHNOLOGIES AND TOOLS WE MAY USE

We may use website analytics tools. These tools collect basic site usage information such as: how many visits our site receives, the pages visited, time spent on our site and its pages, the number of return visits, the approximate location of the device used to access our site, types of devices used, etc. This information is then used to maintain our site including: monitoring our site stability, measuring site traffic, optimizing content, and helping make our site, or any promotions or advertisements more useful to you and our advertisers. You can opt out of data use by Google analytics by visiting Google Analytics (requires you to install a browser add-on). 

We may utilize web beacons, also known as pixels and/or tracking tags, for digital advertising. These see-through images are strategically placed on specific pages of our site, often in conjunction with cookies. Web beacons, unlike cookies, are not stored on your device. When you access pages containing web beacons, they generate a notice of your visit.

To better understand how you and other users interact with our site, we may utilize website log files, which serve as analysis tools and gather information such as IP addresses, referring pages, error logs, page views, user actions, and navigation patterns. Such data are instrumental in improving our site’s overall user experience.

In addition to standard cookies and web beacons, our site may also use other similar technologies such as, IndexedDB for various functions, such as storing language preferences and customization choices on your device, temporarily storing session data, and facilitating faster page loading times by storing frequently accessed resources, among other uses, to enhance how easily, effectively and efficiently you can use our site. However, similar to standard cookies, when used in conjunction with other technologies, these technologies may also store a unique identifier for your computer, potentially enabling behavior tracking. These technologies include Local Shared Objects (or "Flash cookies"). Websites that use Adobe Flash technologies can use Local Shared Objects or "Flash cookies" to store data on your computer. To learn how to manage or block Flash cookies, go to the Flash Player help page.

SENDING YOU MESSAGES OR ADVERTISEMENTS

We may use email, SMS, physical mail, fax, telephone or other digital and electronic means to send you messages related to your use of our site, membership, support requests, surveys, promotions, updates, notices, newsletters, advertisements, or legal or mandatory communications. You may also receive interest based advertising, surveys, promotions or other communications from our affiliates if you have given us explicit consent. If you receive promotions, or interest based advertisement emails or SMS messages from us or our affiliates and would like to opt out, you can do so by following the directions in that message. However, please note that this does not apply to communications such as system notices, information about your account, or information that may be necessary to convey to you as described in our Terms of Service or this privacy policy. Because data used for interest based advertising may also be used for other required purposes such as providing our services, analytics, and fraud detection, opting out on interest based advertising does not stop that data collection. You may also continue to receive ads, although they may be less relevant to you. 

Some web browsers include a 'Do Not Track' (DNT) feature, allowing you to signal to websites that you prefer not to be tracked. However, since there's no widely agreed-upon way to interpret these signals yet, we currently do not yet act upon them.

In order to manage our email lists, we retain the names and email address of our members and users, as well as other information shared with us such as addresses, phone numbers, logs of emails we send, and automatically generated email data to improve our communication. Automatically generated email data (generated through tools such as “pixel tags” and link redirects) includes:

•       The recipient’s email client;

•       Whether the email was opened;

•       If a link in the message was clicked;

•       Whether an email was delivered;

•       If the email was forwarded;

•       If the email was printed.

DIGITAL ADVERTISING

Our site may use third party tools to support our digital advertising outreach and education efforts. These tools enable us to reach new members and users and provide information to previous members or users. In order to use these tools, we may use the following technologies:

Click tracking – Our site may use click tracking to identify the ads that are most effective and most useful to you. When you click on an ad, we typically collect data about the ad view, including details such as which ad was viewed, how many times it was viewed, and how many clicks it received. This data can then be used by us to generate reports on ad performance and to make informed decisions about enhancing ads.

Conversion tracking – We may use conversion tracking to assess the effectiveness of our ads and improve outreach. When you view one of our ads on a third-party site, a cookie is placed in your browser. If you later visit our site from the same device, we can connect your visit to the previously viewed ad.

Re-targeting - We may use retargeting to provide information to members and users who have previously visited our site. This helps improve ad performance by targeting relevant audiences. When a device visits our site, a cookie is placed in its browser. Later, when the same device visits other sites displaying our site's ads, the cookie allows us to show relevant ads. Our site does not collect information about the other sites visited by the device. Reports are generated on ad performance, including total views and clicks.

Targeted advertising –  We may utilize third-party vendors to engage in targeted advertising, also known as interest based advertising, to provide tailored information to members and site users based on their online activities. This method involves gathering data from specific computers or devices to understand web viewing behaviors or application usage. By analyzing this data, we can predict the preferences or interests of members or users and deliver ads to their computers or devices accordingly. 

Personalized advertising – The ads you see are selected based on information we have gathered about you. This includes things like your age, location, what you search for, your interests, and how you use Our Site. We might also get information from other websites and apps you visit. This helps us show you ads that are more relevant to you.

Data collected by other advertising companies – Advertisers sometimes include their own web beacons (or those of their other advertising partners) within their advertisements that we display, enabling them to set and read their own cookies. Additionally, we may partner with third-party ad companies to help provide some of our advertising services.

Also, advertisers may incorporate our web beacons on their sites or utilize similar technologies. This facilitates the collection of information on their sites, including activities, purchases, and visits. We use this data on behalf of our advertisers to deliver ads.

Please note that we do not sell your personal data and so we do not offer an opt-out of sale of personal data. We may share your personal data as defined under the California and other U.S. sate data privacy laws, for personalized advertising purposes as noted in this privacy policy and this digital advertising section.

COOKIES WE MAY USE

When you visit our site the internet browser on your computer may download a small file from our site (commonly called a “cookie”). Cookies are small pieces of text used to store information that is stored on your device to help a website or mobile app remember things about you. We may use cookies, including third party cookies for a number of reasons, including to:  Administer our site, make our site easier to use, improve the quality of our services, record session information and pages members or users access, try to avoid the viewing of the same advertisements by the same member, recognize your preferences, enhance your user experience, provide analytics on our site usage, information about the devices you use to access our site, your IP address, pseudonymous identifiers, operating system, and browser type.

•       Single Session cookies: Single session cookies last only as long as your Web browser is open. Once you close your browser, the session cookie disappears. We may use session cookies for technical purposes such as to allow better navigation through our site. These cookies let our server know that you are continuing your visit to our site. 

•       Persistent cookies: Persistent cookies are stored on your device for longer periods than single session cookies. We may use persistent cookies to understand the differences between new and returning visitors to our site. Persistent cookies remain on your device between visits to our site until they expire or are removed by you. 

•       Multi-Session Cookies – Multi-session cookies have a shorter lifespan than persistent cookies and are usually stored temporarily on your device for the duration of your visit to our site (session). They are deleted when you close your browser. We may use multi-session cookies to for example, store temporary information when you fill out forms on our site. This is helpful for preserving form data across multiple pages or steps. 

•       Third-party cookies – When you use our site, some pages or features of our site may include content, applications, advertisements, application providers, advertisers, networks, or servers that are served by third parties or functionality from third parties, such as embedded videos hosted by non-FAD site services. These third parties may for example collect information such as browser type, internet protocol (IP) address, operating system, or use web measurement and customization technologies (such as cookies) in conjunction with the provision of this content or functionality. They might utilize this data to deliver personalized advertisements or other content tailored to your interests. You should consult the cookies and privacy policies of these third party sites for the personal information they may collect and the cookies they may use. 

•       Functionality Cookies – Our site may use functionality cookies, also known as functional cookies, to enhance the functionality and usability of our site. For example, functionality cookies serve to remember your selections providing a more personalized and efficient browsing experience, store your preferences and settings such as language preferences, region, or font size ensuring that our site is displayed according to your chosen settings, assist with authentication and login processes by remembering your login details and allowing you to stay logged in as you navigate different pages, store your preferences for video playback such as volume settings or video quality of embedded videos, contribute to customizing the appearance of our site based on your choices such as theme selection or layout preferences, and specific features and services requested by you.

•       Essential Cookies – Essential cookies, also known as necessary cookies, play a crucial role in enabling basic functions and features of a website. These cookies are essential for the proper functioning of a site, and they typically do not collect personally identifiable information beyond what is necessary for their specific purpose. Essential cookies contribute to the security of a website. They may store security tokens or other information that helps protect against security threats, such as unauthorized access. We may use essential cookies to for example, manage your authentication. When you log in to our site, a session cookie or another form of essential cookie may be set to for example, keep you authenticated as you navigate different pages ensuring that you don't have to log in repeatedly, for the functioning of our site, to contribute to the security of our site by preventing unauthorized access and protecting against security threats. 

•       Performance Cookies – We may use performance cookies to enhance your experience on our site by gaining insights into how you interact with our site. These cookies help us understand various aspects of your engagement, such as the number of visits, pages visited, and time spent on our site. These insights support different elements of our site, including optimizing the layout, Content, and navigation for a smoother and more tailored user experience. Performance data may be utilized to remember some information so that you

don’t have to re-enter it on each page, personalize content based on your preferences and behavior. We may use our own analytics cookies or third party cookies such as Google Analytics to understand our site’s performance. You can opt out of data use by Google analytics by visiting Google Analytics (requires you to install a browser add-on). 

•       Targeting Cookies – We may use targeting cookies. Targeting cookies customize content by recommending products or services and adapting our site’s layouts based on your usage behavior. They contribute to a consistent experience across devices, manage ad. frequency to prevent overexposure, and enable conversion tracking for our advertisers. These cookies also play a broader role in personalization, facilitating a tailored experience, and supporting market research through data analysis. 

•       Flash Cookies, Also Known As Local Shared Objects (LSOs) – We may use flash cookies. Flash cookies are similar to regular cookies but are associated with Adobe Flash Player. Flash cookies store information about your online activities, preferences, and settings when you interact with content created using Adobe Flash. Some of the uses of Flash cookies include storing your preferences, such as language settings, volume control, and other personalized configurations related to Flash content; tracking your behavior and gathering analytics data (this information helps us understand how you interact with content on our site); and ad tracking, allowing advertisers to collect information about your interactions with Flashbased advertisements. To learn how to manage or block Flash cookies, go to the Flash Player help page.

We may use other businesses and organizations to collect and receive non-personally identifiable information about you, your browser, or device when you use our site. These businesses and organizations collect this data for advertising and advertisement measurement purposes using their own cookies or similar technologies to gather and analyze data.

Most web browsers provide settings options that allow you to adjust the settings to block or limit the use of cookies, as well as to delete existing cookies stored on your devices. Some web browsers offer privacy features, such as incognito or private browsing modes, which automatically delete cookies and browsing data when the session is closed. You can regularly review and manage the cookies stored on your devices. This can be done through browser settings or specific features provided by the browser to view and delete cookies. You can consider adjusting browser settings to manage the duration of cookies. Some browsers allow you to specify how long cookies are stored, providing more control over their persistence. However, it is important to note that blocking or deleting all or some cookies associated with our site may impact the functionality or access to parts or all of our site, and you may need to make exceptions where essential cookies are needed to work. Keep in mind that while adjusting browser settings can help manage cookies, it may not completely prevent all tracking mechanisms. By continuing to use our site, you agree to our use of cookies.

DATA RETENTION

We will retain your personal data only for the duration necessary to fulfill the intended purposes for which it was collected, which includes meeting any legal, accounting, or reporting obligations. In situations where a complaint arises or there is a reasonable anticipation of potential dispute or litigation concerning our relationship with you, we may extend the retention period.

To determine the appropriate duration for retaining personal data, we take into account factors such as the quantity, nature, and sensitivity of the personal data, the potential risks associated with unauthorized use or disclosure, the purposes for processing the personal data and the feasibility of achieving those objectives through alternative means, as well as compliance with relevant legal obligations.

If there is no ongoing need to process your personal data as outlined in this privacy policy, we will delete it. However, under circumstances where deletion is not feasible due to legal, regulatory, or technical reasons, we may retain your data for a longer period. In such cases, we ensure that your privacy is safeguarded, and your data is only utilized for the specified purposes.

If you have any questions about our data retention policy, please Contact Us.

LINKS TO EXTERNAL SITES

Our Site may link to other sites/pages created and maintained by other public and/or private entities or individuals. When you follow a link to any external site, you are leaving our site and are subject to the external site‘s privacy and terms of service policies. We do not control or guarantee the functioning, availability, accuracy, relevance, timeliness, or completeness of the site or information contained on an external site. We also do not endorse that site’s sponsors, the views they express, or any products or services they offer.

FORALLDOCTORS.COM CONTENT EMBEDDED IN THIRD-PARTY SITES

In some instances, a third-party site or page may feature embedded foralldoctors.com content such as videos, images, social media posts, or interactive elements served by our site.

STORAGE AND SECURITY

We utilize U.S. companies where we store your information. We take all reasonable precautions to protect our site and information voluntarily submitted to our site or automatically collected by our site. For example, we restrict access to personally identifiable information to employees, contractors, and vendors who require access to this information in order to perform their official duties and exercise controls to limit what data they can view based on the specific needs of their position. We also utilize various practices and technical controls to protect the information in our control. These practices and controls include: using unique password protected access, encrypting the transfer of personal data over the internet via secure sockets layer (SSL), using high-strength firewalls and intrusion detection systems (IDS) to safeguard personal information, and maintaining strict technical controls and procedures to ensure the integrity of all data on our site.  

Even though we try very hard to protect your information, data protection and data communication over the internet cannot be guaranteed 100% safe. Hence, we cannot guarantee that data retention or transmission over the internet or other networks would be 100% secure, and we are not responsible for circumventions of any privacy settings or security measures contained on our site. That is why we request that you do not freely give your information away, and help yourself and us prevent bad actors the opportunity to intercept or steal your personal data.

In the event your personal data is compromised as a breach of security, we will take reasonable steps to investigate and where necessary, we will notify you of this compromised situation as soon as reasonably possible and in accordance with applicable laws.

POLICY UPDATES

We will update this privacy policy from time to time. The updated version will be indicated by an updated revised date and the updated version will be effective as soon as it is accessible. If we make major changes to this privacy policy, we may notify you either by promptly posting notice on our site or by directly sending you notification. We encourage you to review our privacy policy frequently to be informed of all changes, including of how we are accessing, processing and protecting your personal data or changing legal requirements.

HOW YOU CAN MANAGE OR DELETE YOUR PERSONAL DATA

With limitations stated here in this privacy policy and our Terms of Service, we provide you with the ability to access, correct or delete much of your personal and non personal data on our site at no cost to you at any time. For example you can simply log in, go to your profile page, and make the changes and deletions right there. If you are in need of a copy of your personal data, please make sure you make a copy before you delete it from our site. Please note that once your account or posted information is deleted, we may not be able to access it for you. Again, as stated in this privacy policy and our Terms of Service, it may not be feasible to remove some content, communication and information that you have voluntarily disclosed and posted, or posts that others have shared about you. If you are not sure if you want any of your personal or non-personal information to be available to other members, users or the public, please do not share it.

If you decide to no longer be a member, please Contact Us and we can have your account removed. Please note that once you delete your account, if you wish to participate in our site again, you may not be able to use the same username and may have to go through the credentialing and verification again. COMMUNICATION WITH LEGAL AND MEDICAL PERSONS OR ENTITIES

Under no circumstances should you release your personal, private or sensitive information to anyone. That is why you made a username so you can protect your privacy better. If you choose to give away your information, do it only if you have to in a very limited basis, and the less you give away the better. Just because a member or user may have been verified, that does not mean you can trust them, especially when it comes to your privacy and other personal, sensitive and proprietary information.

Please also remember that our site is a platform for members and users to have conversations about different issues. All communications with all parties are the opinions of each of the parties themselves and not that of FAD. We do not endorse any members or users or any third party. If you need any legal or medical advice you must contact your own healthcare providers or legal counsel. Material discussed on our site should not be taken as legal or medical advice.

YOUR RESPONSIBILITY FOR YOUR ACCOUNT AND PRIVATE INFORMATION

Membership and some features and uses of our site will require you to give some personal and non personal information before you are granted access.

Our Terms of Service and this privacy policy outline the terms and policies governing the use of this platform. If you intend to use our site for any purpose other than its intended use, you must refrain from inputting your personal information at all times. Entering any information, whether personal or otherwise, on our site or through our site is done at your own risk.

Please be aware that one of the many reasons we ask for minimal of your personal information before we grant membership is that despite efforts, no security measures are perfect or impenetrable. You are not allowed to share your access to our site with anyone and you are ultimately responsible to safeguard your personal information, prevent unauthorized access to your account, and maintain the secrecy of your password.

RESTRICTED TO ADULTS

We do not collect personally identifiable information for under age adults and, no-one under age of 18 is allowed to use our site for any purpose, even if parents or legal guardian(s) allow. Your use of our site is prohibited if you are under age and you will be deemed an imposter and prosecuted to the maximum extent permitted by law. Our site is not permitted to individuals less than eighteen year of age or below the age of majority in the jurisdiction from which they access our site. If you become aware of anyone who has violated this restriction, please Contact Us. We take this type of violation very seriously.

Your Rights With Respect To Your Personal Data

Below is a description of your rights and the circumstances in which they apply.

1.       Access Your Personal Data: You have the right to obtain access to, and copies of, the personal data that we may have about you, and that we are processing it lawfully. You have a right to a copy of your personal data free of charge. Any further copies may be subject to a reasonable fee. When the request is made by electronic means (for example through an e-mail), and unless otherwise requested by you, the information will be provided in a commonly used electronic form. This right is not absolute; the use of the right to access your personal data should not affect the rights and freedoms of others, including trade secrets or intellectual property. 

2.       Correct Your Personal Data: You have the right to require us to correct the personal data we have about you if you believe that your personal data might be incorrect, incomplete or inaccurate. We will respond within 1 month or justify in writing why your request cannot be accepted.

3.       Erase Your Personal Data: You have the right to require us to erase your personal data if you believe the personal data is no longer needed for the purpose it was provided; if we are processing it in an unlawful manner; or to withdraw consent for processing where you have previously provided consent.

Please be aware that if you ask us to delete your personal data, you might lose access to most of our site and services. 

Your right to erase can be exercised free of charge. There may be some instances where a fee may be requested, notably when the requests are unfounded, excessive or have a repetitive character.

Your requests under this right will be replied to without within 1 month from the receipt of your request.” The deadline can be extended to 2 additional months taking into account the complexity and number of requests. You will be informed of such extension within one month from our receipt of your request. 

4.       Restrict Data Processing: You have the right to require us to restrict our data processing of your personal data. You may exercise your right to restriction of processing your personal data when: a. the data is no longer accurate;

b.       You do not want the data to be erased, but the data has not been used lawfully;

c.       We no longer need your personal data for processing purposes, but you require it for the establishment, exercise, or defense of legal claims;

d.       You have objected to our processing of your personal data and we are in the process of verifying whether our legitimate grounds override yours.

It is important to be aware that if you request us to restrict the processing of your personal data, we may have to suspend our services to you or you may no longer be able to user some of our site’s features or services. 

5.       Object To The Processing: You have the right to object to our processing of your personal data for specific reasons and whether such a specific situation exists must be examined on a case-by-case basis. If you object to our processing of your personal data, we will no longer process your personal data unless we can demonstrate that we need to process it for reasons that override your interests, rights and freedoms or if the data is necessary for the establishment, exercise or defense of legal claims.

You have a right to object free of charge, at any time to the processing of your personal data for direct marketing purposes. If you object to the processing of your personal data for direct marketing purposes, we will no longer process your personal data for such purposes.

Based on the situation, it may be necessary for us to limit or stop the processing of your personal data entirely, or, upon request, erase your personal data. It is important to be aware that depending on the situation, if you object to the processing of your personal data, we may have to suspend our services to you. 

6.       You have the right not to be subject to a decision based solely on automated means if the decision produces legal effects concerning you or significantly affects you in a similar way. A decision produces legal effects when your legal rights are impacted (such as your right to vote). In addition, processing can significantly affect you if it influences your circumstances, behavior or choices. For example automatic processing may lead to the refusal of your online credit application.

7.       Data portability: You have the right to receive from us, in a portable format, the personal data that you provided to us. The right may only be exercised where personal data was collected in the context of a contract or on the basis of consent, and such data is processed by automated means. You may also request us to provide it directly to a third party if technically feasible. We will do so free of charge to you. However, there may be some instances where a fee may be requested, notably when the requests are unfounded, excessive or have a repetitive character. We are not responsible for the third party’s use of your personal data. 

Keep in mind that if we request your consent to use your personal data, you can withdraw it anytime.

However, withdrawing consent might limit your access to certain features on our site or to our services.

Please be aware that if you ask us to delete your personal data, you might lose access to most of our site and services. This could also mean we have to delete your account because some of your data, like your email address, is tied to it. Also, please note that we might need to request additional information from you to confirm your identity and ensure that we are properly deleting your data as per your request. 

If you have any questions or would like to file a complaint about your data protection rights under this privacy policy, you can always communicate with us by emailing us at our Contact Us page and we will respond to you within a reasonable time upon our receipt of your complaint.

To learn more about your right to lodge a complaint under the GDPR and how to exercise them, you can go to the European Commission website on rules for the protection of personal data inside and outside the EU for individuals located in the European Economic Area (EEA). If you believe your personal data protection rights have not been respected, you can also file a complaint with the supervisory authority of the national Data Protection Authority (DPA) of your country if you reside in a country that is an EU member state or is located within the EEA.

Information We Transfer

European Economic Area (EEA) residents should know that we may share your personal data with third parties located outside of the EEA, which means your data may be transferred to countries that may not have the same level of data protection laws as your own. The safeguards which we rely on in ensuring your personal data benefits from an adequate level of protection include at least one of the following:

•       We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the European Commission.

•       Where we transfer your personal data to third parties located outside the European Economic Area, we may utilize specific contracts approved by the European Commission. These contracts ensure that your personal data receives the same level of protection as it does within the EEA.

•       When we transfer your personal data to a party outside the EEA we will do so with your prior explicit consent; or where such transfer is necessary for the provision of our services to you.

Please note however that in certain circumstances, transfers can also occur based on exemptions provided under data protection laws. For example, sharing with law enforcement in emergency situations where we learn that a person’s life is at risk.

RIGHTS OF CALIFORNIA RESIDENTS UNDER THE CALIFORNIA CONSUMER PRIVACY ACT CCPA/CPRA

The California Consumer Privacy Act (“CCPA”) took effect on January 1, 2020. The CCPA has been amended by the California Privacy Rights Act of 2020 and outlines requirements for businesses collecting personal data about California consumers.  Please consider the use of the terms ‘consumer’ and ‘business’ as it is used in the below sections referring to the CCPA/CPRA to be interchangeable with ‘you’ and ‘us’ as we have consistently used throughout this privacy policy. 

We do not sell your personal data, and we have not done so in the preceding 12 months. However, in compliance with the rights of California residents under the CCPA/CPRA data privacy regulations and the terms outlined in this privacy policy agreement, we may disclose certain personal data to third-part service providers or other entities to facilitate specific services on our behalf and to ensure the maintenance and performance of our website and its features and services.

The below information is from the State of California Department of Justice website with regard to

California residents’ rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA) which amended the CCPA in November of 2020. For the clear understanding of your rights, the relevant portions of the page as they appeared on January 3, 2024 have been provided for you below and are as follows:

These FAQs provide general consumer information about the CCPA and how you can exercise your rights under the CCPA. They are not legal advice, regulatory guidance, or an opinion of the Attorney General. We will update this information periodically.  

Frequently Asked Questions (FAQs)

1.      What rights do I have under the CCPA? 

If you are a California resident, you may ask businesses to disclose what personal information they have about you and what they do with that information, to delete your personal information, to direct businesses not to sell or share your personal information, to correct inaccurate information that they have about you, and to limit businesses’ use and disclosure of your sensitive personal information: 

•       Right to know: You can request that a business disclose to you: (1) the categories and/or specific pieces of personal information they have collected about you, (2) the categories of sources for that personal information, (3) the purposes for which the business uses that information, (4) the categories of third parties with whom the business discloses the information, and (5) the categories of information that the business sells or discloses to third parties. You can make a request to know up to twice a year, free of charge.

•       Right to delete: You can request that businesses delete personal information they collected from you and tell their service providers to do the same, subject to certain exceptions (such as if the business is legally required to keep the information).

•       Right to opt-out of sale or sharing: You may request that businesses stop selling or sharing your personal information (“opt-out”), including via a user-enabled global privacy control. Businesses cannot sell or share your personal information after they receive your opt-out request unless you later authorize them to do so again.

•       Right to correct: You may ask businesses to correct inaccurate information that they have about you.

•       Right to limit use and disclosure of sensitive personal information: You can direct businesses to only use your sensitive personal information (for example, Your social security number, financial account information, your precise geolocation data, or your genetic data) for limited purposes, such as providing you with the services you requested.

You also have the right to be notified, before or at the point businesses collect your personal information, of the types of personal information they are collecting and what they may do with that information. Generally, businesses cannot discriminate against you for exercising your rights under the CCPA. Businesses cannot make you waive these rights, and any contract provision that says you waive these rights is unenforceable.

2.      What if I am not a California resident? 

Only California residents have rights under the CCPA. A California resident is a natural person (as opposed to a corporation or other business entity) who resides in California, even if the person is temporarily outside of the state.

3.      What is considered personal information and sensitive personal information under the CCPA? 

Personal information is information that identifies, relates to, or could reasonably be linked with you or your household. For example, it could include your name, social security number, email address, records of products purchased, internet browsing history, geolocation data, fingerprints, and inferences from other personal information that could create a profile about your preferences and characteristics.

Sensitive personal information is a specific subset of personal information that includes certain government identifiers (such as social security numbers); an account log-in, financial account, debit card, or credit card number with any required security code, password, or credentials allowing access to an account; precise geolocation; contents of mail, email, and text messages; genetic data; biometric information processed to identify a consumer; information concerning a consumer’s health, sex life, or sexual orientation; or information about racial or ethnic origin, religious or philosophical beliefs, or union membership. Consumers have the right to also limit a business’s use and disclosure of their sensitive personal information.

Personal information does not include publicly available information (including public real estate/property records) and certain types of information.

4.      What is not considered personal information under the CCPA? 

Personal information does not include publicly available information that is from federal, state, or local government records, such as professional licenses and public real estate/property records. The definition of publicly available information also includes information that a business has a reasonable basis to believe is lawfully made available to the general public by the consumer or from widely distributed media, or certain information disclosed by a consumer and made available if the consumer has not restricted the information to a specific audience.

The CCPA also exempts certain types of information such as certain medical information and consumer credit reporting information.

5.      What businesses does the CCPA apply to?

The CCPA applies to for-profit businesses that do business in California and meet any of the following: 

•       Have a gross annual revenue of over $25 million;

•       Buy, sell, or share the personal information of 100,000 or more California residents, households, or devices; or

•       Derive 50% or more of their annual revenue from selling California residents’ personal information.

6.      Does the CCPA apply to nonprofits or government agencies?

The CCPA generally does not apply to nonprofit organizations or government agencies.

7.      What can I do if I think a business violated the CCPA?

You cannot sue businesses for most CCPA violations. You can only sue a business under the CCPA if there is a data breach, and even then, only under limited circumstances. You can sue a business if your nonencrypted and nonredacted personal information was stolen in a data breach as a result of the business’s failure to maintain reasonable security procedures and practices to protect it. If this happens, you can sue for the amount of monetary damages you actually suffered from the breach or “statutory damages” of up to $750 per incident. Before suing, you must give the business written notice of which CCPA sections it violated and allow 30 days to respond in writing that it has cured the violations and that no further violations will occur. If the business is able to actually cure the violation and gives you its written statement that it has done so, you cannot sue the business, unless it continues to violate the CCPA contrary to its statement.

For all other violations of the CCPA, only the Attorney General or the California Privacy Protection Agency may take legal action against non-compliant entities. The Attorney General does not represent individual California consumers. Using consumer complaints and other information, the Attorney General may identify patterns of misconduct that may lead to investigations and actions on behalf of the collective legal interests of the people of California. If you believe a business has violated the CCPA, you may file a consumer complaint with the Office of the Attorney General. If you choose to file a complaint with our office, explain exactly how the business violated the CCPA, and describe when and how the violation occurred. Please note that the Attorney General cannot represent you or give you legal advice on how to resolve your individual complaint. Starting on July 1, 2023, you also will be able to file complaints with the California Privacy Protection Agency for violations of the CCPA, as amended, occurring on or after that date.

8.      What kind of data breach can I sue a business for under the CCPA?

You can only sue businesses under the CCPA if certain conditions are met. The type of personal information that must have been stolen is your first name (or first initial) and last name in combination with any of the following: 

•       Your social security number

•       Your driver’s license number, tax identification number, passport number, military identification number, or other unique identification number issued on a government document commonly used to identify a person's identity

•       Your financial account number, credit card number, or debit card number if combined with any required security code, access code, or password that would allow someone access to your account

•       Your medical or health insurance information

•       Your fingerprint, retina or iris image, or other unique biometric data used to identify a person's identity (but not including photographs unless used or stored for facial recognition purposes)

This personal information must have been stolen in nonencrypted and nonredacted form. In addition, the personal information must have been stolen in a data breach as a result of the business’s failure to maintain reasonable security procedures and practices to protect it. If this happens, you can sue for the amount of monetary damages you actually suffered from the breach or “statutory damages” of up to $750 per incident. Before suing, you must give the business written notice of which CCPA sections it violated and allow 30 days to respond in writing that it has cured the violations and that no further violations will occur. If the business is able to actually cure the violation and gives you its written statement that it has done so, you cannot sue the business, unless it continues to violate the CCPA contrary to its statement.

9.      Do businesses need to comply with the statutory CPRA amendments to the CCPA that went into effect on January 1, 2023? 

Yes. As of January 1, 2023, the CPRA’s amendments to the CCPA are in effect, and businesses are required to comply with all express statutory requirements. Businesses are also required to comply with those CCPA regulations currently in effect.

10.  Are there any CCPA regulations currently in effect? 

Yes. The California Department of Justice promulgated an initial round of regulations implementing the CCPA on August 14, 2020 and further amended on March 15, 2021. Those regulations were recently updated by the California Privacy Protection Agency. These regulations appear in Title 11, Division 6, Section 7001 et seq. of the California Code of Regulations and were effective on March 29, 2023.

11.  Are the statutory exemptions for employee data and business-to-business transactions still in effect?

No. The exemptions for employment-related personal information and personal information reflecting business-to-business transactions described in Civil Code Sec. 1798.145(m)-(n) expired on December 31, 2022.

12.  Can I use an authorized agent to submit a request?

Yes. You may authorize another person to submit a CCPA request on your behalf. You may also authorize a business entity registered with the California Secretary of State to submit a request on your behalf.

Please note that if you use an authorized agent, businesses may require more information from either the authorized agent or from you to verify that you are the person directing the agent. For example, for requests to know or delete your personal information, the business may require the authorized agent to provide proof that you gave that agent signed permission to submit the request. Businesses may also require you to verify your identity directly with the business or directly confirm with the business that you gave the authorized agent permission to submit the request.

B. RIGHT TO OPT-OUT OF SALE OR SHARING

1.  What is the right to opt-out? 

You may request that businesses stop selling or sharing your personal information (“opt-out”). Note that sharing refers specifically to sharing for cross-context behavioral advertising, which is the targeting of advertising to a consumer based on the consumer’s personal information obtained from the consumer’s online activity across numerous websites. With some exceptions, businesses cannot sell or share your personal information after they receive your opt-out request unless you later provide authorization allowing them to do so again. Businesses must wait at least 12 months before asking you to opt back in to the sale or sharing of your personal information.

2.  Can businesses sell a child’s personal information?

Businesses can only sell the personal information of a child that they know to be under the age of 16 if they get affirmative authorization (“opt-in”) for the sale of the child’s personal information. For children under the age of 13, that opt-in must come from the child’s parent or guardian. For children who are at least 13 years old but under the age of 16, the opt-in can come from the child.

3.  How do I submit my opt-out request? 

Businesses that sell personal information are subject to the CCPA's requirement to provide a clear and conspicuous “Do Not Sell or Share My Personal Information” link on their website that allows you to submit an opt-out request. Businesses cannot require you to create an account in order to submit your request. Businesses also should not require you to verify your identity, though they can ask you basic questions to identify which personal information is associated with you.

You can also submit an opt-out request via a user-enabled global privacy control, like the GPC, discussed in FAQ 8 & 9 below. If you can’t find a business’s “Do Not Sell or Share My Personal Information” link, review its privacy policy to see if it sells or shares personal information. If the business does, it must also include that link in its privacy policy.

If a business’s "Do Not Sell My Personal Information" link or other designated method of submitting optout requests is not working or difficult to find, you may report the business to our office (https://oag.ca.gov/contact/consumer-complaint-against-business-or-company). 

4.  How long does the business have to respond to my opt-out request? 

Businesses must respond as soon as feasibly possible to your request, up to a maximum of 15 business days from the date they received your request to opt-out.

5.  Why is the business asking me for more information? 

While businesses are not required to verify that the person submitting an opt-out request is really the consumer for whom the business has personal information, they may need to ask you for additional information to make sure they stop selling the right person’s personal information. If the business asks for personal information to verify your identity, it can only use that information for this verification purpose.

6.  Why did the business deny my opt-out request? 

There are some exceptions to the opt-out right. Common reasons why businesses may refuse to stop selling your personal information include: 

•       Sale or sharing is necessary for the business to comply with legal obligations, exercise legal claims or rights, or defend legal claims

•       The information is publicly available information, certain medical information, consumer credit reporting information, or other types of information exempt from the CCPA.

See Civil Code section 1798.145 for more exceptions.

If you do not know why a business denied your opt-out request, follow up with the business to ask it for its reasons.

7.  Why did I get a response that the business is a service provider that does not have to act on my request? 

Many businesses use other businesses to provide services for them. For example, a retailer may contract with a payment card processor to process customer credit card transactions or a shipping company to deliver orders. These entities may qualify as “service providers” under the CCPA.

The CCPA treats service providers differently than the businesses they serve. It is the business that is responsible for responding to consumer requests. If you submit a request to opt-out to a service provider of a business instead of the business itself, the service provider may deny the request. You must submit your request to the business itself.

If a service provider has said that it does not or cannot act on your request because it is a service provider, you may follow up to ask who the business is. However, sometimes the service provider will not be able to provide that information. You may be able to determine who the business is based on the services that the service provider provides, although sometimes this may be difficult or impossible.

8.  What is the GPC? 

Businesses that sell or share personal information must offer two or more methods for consumers to submit requests to opt-out of the sale of their personal information. For businesses that collect personal information from consumers online, one acceptable method for consumers to opt-out of sales or sharing is via a user-enabled global privacy control, like the GPC. Developed in response to the CCPA and to enhance consumer privacy rights, the GPC is a ‘stop selling or sharing my data switch’ that is available on some internet browsers, like Mozilla Firefox, Duck Duck Go, and Brave, or as a browser extension. It is a proposed technical standard that reflects what the CCPA regulations contemplated – some consumers want a comprehensive option that broadly signals their opt-out request, as opposed to making requests on multiple websites on different browsers or devices. Opting out of the sale or sharing of personal information should be easy for consumers, and the GPC is one option for consumers who want to submit requests to opt-out of the sale or sharing of personal information via a user-enabled global privacy control. Under law, it must be honored by covered businesses as a valid consumer request to stop the sale or sharing of personal information.

9.  How do I submit my opt-out request using the GPC?

To learn more about the GPC, you can visit its website here. Developers have begun to innovate around the GPC and created different mechanisms for consumers, such as EFF’s Privacy Badger extension or the Brave Privacy Browser.

C. REQUESTS TO KNOW

1.  What is the right to know? 

You may request that businesses disclose to you what personal information they have collected, used, shared, or sold about you, and why they collected, used, shared, or sold that information. Specifically, you may request that businesses disclose: 

•       The categories of personal information collected

•       Specific pieces of personal information collected

•       The categories of sources from which the business collected personal information

•       The purposes for which the business uses the personal information

•       The categories of third parties with whom the business shares the personal information

•       The categories of information that the business sells or discloses to third parties

Businesses must provide you this information for the 12-month period preceding your request. They must provide this information to you free of charge.

2.  How do I submit my request to know? 

Businesses must designate at least two methods for you to submit your request—for example, an email address, website form, or hard copy form. One of those methods has to be a toll-free phone number and, if the business has a website, one of those methods has to be through its website. However, if a business operates exclusively online, it only needs to provide an email address for submitting requests to know.

Businesses cannot make you create an account just to submit a request to know, but if you already have an account with the business, it may require you to submit your request through that account.

Make sure you submit your request to know through one of the business’s designated methods, which may be different from its normal customer service contact information. If you can’t find a business’s designated methods, review its privacy policy, which must include instructions on how you can submit your request.

If a business’s designated method of submitting requests to know is not working, notify the business in writing and consider submitting your request through another designated method if possible.

3.  How long does the business have to respond to my request to know? 

Businesses must respond to your request within 45 calendar days. They can extend that deadline by another 45 days (90 days total) if they notify you.

If you submitted a request to know and have not received any response within the timeline, check the business’s privacy policy to make sure you submitted your request through the designated way. Follow up with the business to see if the business is subject to the CCPA and to follow up on your request.

4.  Why is the business asking me for more information? 

Businesses must verify that the person making a request to know is the consumer about whom the business has personal information. Businesses may need to ask you for additional information for verification purposes. If the business asks for personal information to verify your identity, it can only use that information for this verification purpose.

5.  Why did the business deny my request to know? 

There are some exceptions to the right to know. Common reasons why businesses may refuse to disclose your personal information include: 

•       The business cannot verify your request

•       The request is manifestly unfounded or excessive, or the business has already provided personal information to you more than twice in a 12-month period

•       Businesses cannot disclose certain sensitive information, such as your social security number, financial account number, or account passwords, but they must tell you if they’re collecting that type of information

•       Disclosure would restrict the business’s ability to comply with legal obligations, exercise legal claims or rights, or defend legal claims

•       If the personal information is certain medical information, consumer credit reporting information, or other types of information exempt from the CCPA

See Civil Code section 1798.145 for more exceptions.

If you do not know why a business denied your request to know, follow up with the business to ask it for its reasons.

6.  Why did I get a response that the business is a service provider that does not have to act on my request? 

Many businesses use other businesses to provide services for them. For example, a retailer may contract with a payment card processor to process customer credit card transactions or a shipping company to deliver orders. These entities may qualify as “service providers” under the CCPA.

The CCPA treats service providers differently than the businesses they serve. It is the business that is responsible for responding to consumer requests. If you submit a request to know to a service provider of a business instead of the business itself, the service provider may deny the request. You must submit your request to the business itself.

If a service provider has said that it does not or cannot act on your request because it is a service provider, you may follow up to ask who the business is. However, sometimes the service provider will not be able to provide that information. You may be able to determine who the business is based on the services that the service provider provides, although sometimes this may be difficult or impossible.

D. REQUESTS TO DELETE

1.  What is my right to delete personal information?

You may request that businesses delete personal information they collected from you and to tell their service providers to do the same. However, there are many exceptions (see FAQ D.5) that allow businesses to keep your personal information.

2.  How do I submit my right to delete?

Review the business’s privacy policy, which must include instructions on how you can submit your request to delete.

Businesses must designate at least two methods for you to submit your request—for example, a tollfree number, email address, website form, or hard copy form. However, if a business operates exclusively online, it only needs to provide an email address for submitting requests.

Businesses cannot make you create an account just to submit a deletion request, but if you already have an account with the business, it may require you to submit your request through that account.

Make sure you submit your deletion request through one of the business’s designated methods, which may be different from its normal customer service contact information.

If a business’s designated method of submitting requests to delete is not working, notify the business in writing and consider submitting your request through another designated method if possible.

3.  How long does the business have to respond to my request to delete?

Businesses must respond to your request within 45 calendar days. They can extend that deadline by another 45 days (90 days total) if they notify you. 

If you submitted a request to delete and have not received any response within the timeline, check the business’s privacy policy to make sure you submitted your request through the designated way. Follow up with the business to see if the business is subject to the CCPA and to follow up on your request.

4.  Why is the business asking me for more information?

Businesses must verify that the person making a request to delete is the consumer about whom the business has personal information. Businesses may need to ask you for additional information for verification purposes. If the business asks for personal information to verify your identity, it can only use that information for this verification purpose.

5.  Why did the business deny my request to delete?

There are exceptions to the right to delete. Common reasons why businesses may keep your personal information include:  •         If the information is exempt from the CCPA. This includes: 

o    Publicly available information (such as your address, which is often in public real estate/property records). However, if you are a law enforcement officer, public official, or Safe at Home participant (available to victims of domestic violence, stalking, sexual assault, human trafficking, elder and dependent abuse, as well as reproductive health workers), you may request a website to not publicly post your address as described here.

o    Certain types of information such as medical information or consumer credit reporting information.

•       The business cannot verify your request

•       To complete your transaction, provide a reasonably anticipated product or service, or for certain warranty and product recall purposes

•       For certain business security practices

•       For certain internal uses that are compatible with reasonable consumer expectations or the context in which the information was provided

•       To comply with legal obligations, exercise legal claims or rights, or defend legal claims

•       If the personal information is certain medical information, consumer credit reporting information, or other types of information exempt from the CCPA

See Civil Code sections 1798.105(d) and 1798.145 for more exceptions.

If you do not know why a business denied your request to delete, follow up with the business to ask it for its reasons.

6.  Why did I get a response that the business is a service provider that does not have to act on my request?

Many businesses use other businesses to provide services for them. For example, a retailer may contract with a payment card processor to process customer credit card transactions or a shipping company to deliver orders. These entities may qualify as “service providers” under the CCPA.

The CCPA treats service providers differently than the businesses they serve. It is the business that is responsible for responding to consumer requests. If you submit a request to delete to a service provider of a business instead of the business itself, the service provider may deny the request. You must submit your request to the business itself.

If a service provider has said that it does not or cannot act on your request because it is a service provider, you may follow up to ask who the business is. However, sometimes the service provider will not be able to provide that information. You may be able to determine who the business is based on the services that the service provider provides, although sometimes this may be difficult or impossible.

E. REQUESTS TO CORRECT (RIGHT TO CORRECT) 

1.  What is the right to correct?

You may ask businesses to correct inaccurate information that they have about you.

The California Privacy Protection Agency is currently engaged in a formal rulemaking process and has proposed CCPA regulations pertaining to the right to correct, but these are not currently final or effective. 

2.  How do I submit my request to correct? 

Review the business’s privacy policy, which should include instructions on how you can submit your request to correct.

Businesses must designate at least two methods for you to submit your request—for example, a tollfree number, email address, website form, or hard copy form. However, if a business operates exclusively online, it only needs to provide an email address for submitting requests.

Businesses cannot make you create an account just to submit a correction request, but if you already have an account with the business, it may require you to submit your request through that account.

Make sure you submit your correction request through one of the business’s designated methods, which may be different from its normal customer service contact information.

If a business’s designated method of submitting requests to correct is not working, notify the business in writing and consider submitting your request through another designated method if possible.

3.  How long does the business have to respond to my request to correct? 

Businesses must respond to your request within 45 calendar days. They can extend that deadline by another 45 days (90 days total) if they notify you.

If you submitted a request to correct and have not received any response within the timeline, check the business’s privacy policy to make sure you submitted your request through the designated way. Follow up with the business to see if the business is subject to the CCPA and to follow up on your request.

4.  Why is the business asking me for more information? 

Businesses must verify that the person making a request to correct is the consumer about whom the business has personal information. Businesses may need to ask you for additional information for verification purposes. If the business asks for personal information to verify your identity, it can only use that information for this verification purpose.

5.  Why did the business deny my request to correct? 

There are exceptions to the right to correct. Common reasons why businesses may deny your request to correct include: 

•       The business cannot verify your identity to complete your request

•       The request is manifestly unfounded or excessive

•       The information is publicly available information, certain medical information, consumer credit reporting information, or other types of information exempt from the CCPA

If you do not know why a business denied your request to correct, follow up with the business to ask it for its reasons.

F. REQUESTS TO LIMIT USE OF PERSONAL INFORMATION (RIGHT TO LIMIT)

1. What is the right to limit? 

You can direct businesses to only use your sensitive personal information (for example, your social security number, financial account information, your precise geolocation data, or your genetic data) for limited purposes, such as providing you with the services you requested.

The California Privacy Protection Agency is currently engaged in a formal rulemaking process and has proposed CCPA regulations pertaining to the right to limit, but these are not currently final or effective.

G. RIGHT TO NON-DISCRIMINATION

Businesses cannot deny goods or services, charge you a different price, or provide a different level or quality of goods or services just because you exercised your rights under the CCPA.

However, if you refuse to provide your personal information to a business or ask it to delete or stop selling your personal information, and that personal information or sale is necessary for the business to provide you with goods or services, the business may not be able to complete that transaction.

Businesses can also offer you promotions, discounts and other deals in exchange for collecting, keeping, or selling your personal information. But they can only do this if the financial incentive offered is reasonably related to the value of your personal information. If you ask a business to delete or stop selling your personal information, you may not be able to continue participating in the special deals they offer in exchange for personal information. If you are not sure how your request may affect your participation in a special offer, ask the business. H. REQUIRED NOTICES

1.  What is a notice at collection? 

The CCPA requires businesses to give consumers certain information in a “notice at collection.” A notice at collection must list the categories of personal information businesses collect about consumers and the purposes for which they use the categories of information. (To find out how you can learn what specific information a business has collected about you, see the Right to Know section.) If the business sells consumers’ personal information, then the notice at collection must include a Do Not Sell or Share link. The notice must also contain a link to the business’s privacy policy, where consumers can get a fuller description of the business’s privacy practices and of their privacy rights.

2.  Where can I find a business’s notice at collection? 

This notice must be provided at or before the point at which the business collects your personal information. For example, you might find a link to the notice at collection on a website’s homepage and on a webpage where you place an order or enter your personal information for another reason. On a mobile app, you might find a link to the notice in the settings menu. In a retail store, you might find the notice on a printed form used to collect your personal information.

3.  What is a privacy policy? 

A business’s privacy policy is a written statement that gives a broad picture of its online and offline practices for the collection, use, sharing, and sale of consumers’ personal information. The CCPA requires business privacy policies to include information on consumers’ privacy rights and how to exercise them: the Right to Know, the Right to Delete, the Right to Opt-Out of Sale, the the Right to Correct, the the Right to Limit, and the Right to Non-Discrimination.

4. Where can I find a business’s privacy policy?

Most businesses post their privacy policy on their websites. A link to it can usually be found at the bottom of the homepage and other webpages. The link’s title may include “Privacy” or “California Privacy Rights.” In a mobile app, the privacy policy may be linked on the download page for the app or in the app’s settings menu.

I. DATA BROKERS AND THE CCPA

1.  What is a data broker?

Another California law, Civil Code section 1798.99.80, defines a data broker as “a business that knowingly collects and sells to third parties the personal information of a consumer with whom the business does not have a direct relationship.” This law exempts certain businesses that are regulated by other laws from this definition. Exempted businesses include consumer reporting agencies (commonly known as credit bureaus) and certain financial institutions and insurance companies.

Data brokers collect information about consumers from many sources including websites, other businesses, and public records. The data broker analyzes and packages the data for sale to other businesses.

2.  How can I find data brokers that collect and sell my personal information?

The California law on data brokers requires data brokers covered by the law to register with the Attorney General and to provide certain information on their practices. The Data Broker Registry can be found on the Attorney General’s website at https://oag.ca.gov/data-brokers.

Data brokers are subject to the CCPA. On the Data Broker Registry website, you will find contact information and a website link for each registered data broker, as well as additional information to help you exercise your CCPA rights.

3.  How can I stop a data broker from selling my personal information?

You can click on the “View Full Submission” link on the Data Broker Registry to get instructions on how to opt-out of the sale of your personal information. However, you may not be able to stop the sale of all of your information. The CCPA’s definition of “personal information” does not include information lawfully made available from government records, which are often sources used by data brokers.

You can also go to a data broker’s website through the link posted on the Registry and find the broker’s privacy policy to learn more about its privacy practices and how to exercise your CCPA rights.

OTHER CONSUMER RESOURCES ON CCPA

Consumer-Action.org

        •     Take action! Exercise Your rights under the California Consumer Privacy Act

If you have questions, comments or requests with regard to this privacy policy or wish to obtain more information about the personal data we process about you, please send us an email from our Contact Us page. 

Revised 1-4-2024

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    Registrants, Members, Users, Visitors must all read the Terms of Service of this Agreement in its entirety. By registering, using or browsing the FAD Site, You acknowledge that You have read, understood, and agreed to be unconditionally bound by the Terms of Service of this Agreement, all amendments to this Agreement, and all applicable local, State, Federal, National, and International laws, rules and regulations. FAD permits You to use the FAD Site only in accordance with its Terms of Service. If You are accessing or using the FAD Site on behalf of a business or entity, then “you” and “your” includes You and the business or entity You represent, and You warrant that You are an authorized representative of the business or entity, with the authority to bind the business or entity to these Terms of Service on its behalf. Upon acceptance, this Agreement including all of its subsequent amendments is enforceable against You and the business or entity You represent.

    If registering for an Account on the FAD Site, please be informed that You may need to wait for verification that You are who You say You are and, that You are a member of the profession to which You (directly or through Your representative) say You belong. You may be supplied limited access to the FAD Site and may not be required to sign up for an Account and be verified. You may also be permitted access (possibly feature dependant) to the FAD Site upon attestation and/or the professional referral by some Members, authorized users, or organizations . You may also be required to provide further credentials or verifications for some features of the FAD Site.

    Although You may find FAD Site and Members superb, as the philosopher Epicurus said, “Be moderate in order to taste the joys of life in abundance.” Therefore, We ask that You please use the FAD Site reasonably and responsibly and be aware that Your appreciation and enjoyment of the FAD Site does not habituate into dependence or an obsession.

    If You register with Us on behalf of a company, or entity, then in addition to all of the Terms and Condition of this Agreement, the following further apply:

    • “You” and “Your” includes You as well as that company, organization or entity;

    • You represent and warrant that You are an authorized representative of that company, organization or entity;

    • You have current and up to date authorization to bind that company, organization or entity to this Agreement’

    • You agree to the Terms of Service of this Agreement on the company, organization, or entity’s behalf;

    • The company, organization or entity accepts this Agreement;

    • You will notify Us immediately if at any time You no longer have authorization to continue to bind the company, organization or entity to this Agreement, or permission to use the Account;

    • By accessing FAD Site with a third-party service, You give Us permission to access and use Your information from that third-party service;

    • You give Us permission to store Your login credentials for that service.

      FAD reserves the right to make any changes, additions, deletions and/or modifications to the Terms of Service of this Agreement for any purpose, without any notice, at any time, even after You have registered for Membership. So, You should periodically visit this page to review these Terms of Service. By continuing to use FAD Site after We post any changes, You agree to accept all changes, additions, deletions and/or modifications to this Agreement, whether or not You actually read them. You may access and review the most current version of the Terms of Service of this Agreement from the link at the bottom of the FAD Site home page. These modifications may affect all Members or authorized users, only some or only one Member or authorized user. It is Your responsibility to read and understand the Terms of Service of this Agreement in its amended form, each time either before or upon signing in to access FAD Site. However, We will attempt to give You notice and/or advance notice of any material changes to the Terms of Service of this Agreement, through email or notice upon Your re-entering FAD Site or by notice on the Site that changes have occurred in our Terms of Service. Your continued use of the FAD

      Site following such posting or notice constitutes Your acknowledgement and acceptance of the Terms of Service Agreement and its amendments. We also encourage You to periodically review our Terms of Service Agreement. The date of the Terms of Service Agreement was last updated will be posted at the bottom of the Agreement. If at any time You choose not to accept the Terms of Service Agreement or any amendments to the Terms of Service Agreement, then You must stop using the FAD Site and its services immediately and delete Your Account.

      You acknowledge and agree that, if You have any objections to any of the Terms of Service attached to Membership in or any use of the FAD Site, Your only recourse is to delete Your Account and cease using FAD Site at once.

      You understand, agree, consent and have no objection that:

    • To operate our site, We need to share, store and distribute Content, information and data in our data centers and systems. We maintain all such Content, information and data in data centers based in the United States. This infrastructure may be operated by For All Doctors Inc. or its affiliates, partners, subsidiaries, service providers, contractors, suppliers and other such similar entities and individuals globally;

    • We need certain permissions from You to provide our services. We have Your permission to use Content You create, Communicate, share or upload, such as documents, images, videos, or sounds which may be protected by intellectual property laws. You own the intellectual property rights (things like copyright and trademarks) in any such Content that You create and share on the FAD Site. Nothing in these Terms of Service take away the rights You have in Your own Content and Communications. You are free to share Your own Content with anyone else, wherever You want. However, You to give Us license(s) to use Your Content and Communications. This is for the purposes including, providing, improving and promoting our site and achieving one of FAD’s goals of advancing research and development of new technologies and services, (but still in compliance with your Privacy Rights as stated in our Privacy Policy);

    • When You display, share, publish, post, or upload Content and Communications covered by intellectual property rights on or in connection with FAD Site, You grant Us, our FAD related sites, our successors and assigns, a perpetual (even after termination of Your Account), non-exclusive, transferable, sublicenseable (through multiple tiers), fully paid up, royalty-free, and worldwide license to host, store, use, distribute, transmit, reproduce, process, modify, run, publish, copy, publicly perform or display, adapt, translate, truncate, aggregate, make available to the public, and create derivative works of all Content that you Communicate, display, share, publish, post, or upload, including but not limited to Your, Content, Communications, name, username, photo, voice, video, video image, biometrics and likeness. You shall not be entitled to any remuneration for such uses. You also grant a non-exclusive perpetual license to each Member and authorized user of the FAD Site to access Your Content within the FAD Site even after You terminate Your Account;

    • We do not charge You for using the FAD Site or substantial parts of its features; instead, individuals, entities, businesses and organizations pay Us to post their products and

      services, information about their products and services, and/or show You ads for their products and services. By using the FAD Site, You agree that We may show You advertisements that We believe may be relevant to You. WE DO NOT SELL YOUR PERSONAL DATA TO ADVERTISERS, AND WE DO NOT SHARE INFORMATION THAT DIRECTLY IDENTIFIES YOU (SUCH AS YOUR NAME, EMAIL ADDRESS, OR OTHER CONTACT

      INFORMATION), unless You give Us specific permission. FAD may share Your information, Content, Communication or data (for example, about Your profession, specialty, group involvements, Member connections, blog involvements, group involvements, forum involvements, Member associations, event involvements, username, device information) with third parties We deem reasonably necessary to maintain, expand or improve the FAD Site and Your experience in using the FAD Site to connect with other doctors, lawyers, PhDs, patients, clients, groups, products, services, businesses, organizations, advertisers, people, and others significant to You from around the world;

    • We may obtain reports, and provide our advertisers, organizations, entities, individuals, and businesses, with reports about the performance of their content, advertisements, products and services to help them understand how Members, authorized users and others are interacting with their content, products or services on our site, and for ourselves to better understand, make suggestions or respond to the interests and needs of our Members, authorized users, advertisers, organizations, entities, individuals, and businesses. We may engage in research and development, do tests, conduct surveys, troubleshoot new and existing features, and more, to maintain, develop and improve our site, user experience, features and goals;

    • Conducted in compliance with our Privacy Policy, We may work with other organizations, entities, individuals, and businesses to help Us with data and information processing, securing our site, and other supports of our site;

    • We may use other entities, organizations and businesses to collect and receive non- personally identifiable information about Your browser or device when You use our site. These organizations, entities and businesses collect this information for advertising and advertisement measurement purposes using their own cookies or similar technologies. You can learn more about how these specific businesses and organizations collect and use Your information at: https://policies.google.com/technologies/partner-sites ;

    • We may gather and analyze information about You, including without limitation: Content and Communications created or viewed by You and about You, Your registration information, pages You view, purchases You make, products You view, Your domain names, Your internet protocol addresses, Your FAD Site usage, metadata, surveys You do, e-mails and e-mail addresses You use, Your username, Member-specific information, information volunteered by Members and other parties to the Site about You, images, videos and files created by You or other Members or authorized users about You, access times and durations and frequency, features or products viewed or used, messages and history, Content type viewed by You, group memberships, group activities, actions taken by You, advertisements You view or take action on, Members or users or Accounts You interact with, purchases and financial transaction information, Your SMS log history, Your call log history, Your device information, device(s) You use, how You use Your device(s) in using our site, cookies and data from the cookies stored on your device(s), your network

      connections, APIs (Application Programming Interface) and the like. We collect and use Your personal data, including above mentioned Content and Communications in order to support and improve our site as well as help Us achieve our mission of providing a platform for global advancement in areas such as but not limited to medicine, law, science, economy, literature, technology, veterinary and humanity as a whole;

    • We may use the data, Content and Communications We have (for example, about Your profession type, specialty, group involvements, Member connections, forums discussions, event involvements) to better enable You, other Members and authorized users to easily, and at no cost, meet new Members, authorized users and others from around the globe, attract prospects, be informed of existing as well as new and innovative products and services relevant to Your interests and profession, build relationships with other like-minded professionals, become known to others that may be seeking Your knowledge and expertise, find companions, express Your thoughts locally and globally, find and take continuing education courses that You would find interesting and advancing, as well as grow, develop and improve our site to best serve You and achieve our most important goal of global advancement exponentially;

    • Cookies are small text files that websites store on Your device when You visit them. These files contain information about Your interaction with the website, and they serve various purposes to enhance Your browsing experience and help websites function more effectively. Cookies are commonly used across the internet and play a significant role in providing personalized content, improving website performance, and enabling certain functionalities. FAD may use cookies, including third party cookies for a number of reasons, including without limitation, to protect Your FAD Site Account, administer our site, make the FAD Site easier to use, improve the quality of our services, record session information and pages Members or other parties access and, try and avoid the viewing of the same advertisements by the same Member. Our Privacy Policy explains in more detail about how We use cookies;

    • In the event that FAD or its Site is sold, reorganized, merged, or acquired in any way, Member, authorized user, and other party information, Content and Communications may be part of the assets transferred.

      ForAllDoctors.com is a PRIVATE platform, designated for its Members and authorized users Only. FAD reserves the right to refuse any prospective Member or user, and/or dismiss any current Member or authorized user from its Site, without cause or notice, at any time. FAD reserves the right to require its Members or authorized users for re-verification of identity or credentials or additional credentials (especially for use of greater features, levels and areas of FAD Site) at any time. FAD Site is prohibited to anyone under the age of 18 (or a minor in the jurisdiction in which they reside), or anyone that under any applicable law is prohibited from accessing or using our site and any of its features or services.

      You understand and agree that other Members and authorized users can create and share Content about You and share their Communications with You, other Members, and authorized users. In the event of any misuse or unauthorized or abusive use of Your information,

      Communications, or Content, or any abuse or breach of Your protected rights, it is Your own responsibility to take legal action against the infringer.

      FAD is in no way responsible for any breach to Your email address(es) or any unwanted email that You may receive at the email address(es) You use(d) for Your FAD Site Account or in Your FAD Site Account. Also, FAD is in no way responsible for any physical breach or unwanted mail You may receive at any physical address You use(d) in or in association with Your FAD Site Account for any purpose(s).

      You understand and agree that other Members and authorized users can see signals telling them whether You are currently logged in on FAD Site.

      You understand and agree that We may indicate on the FAD Site whether Your Account is active any longer.

      You give Us permission to share with other Members, authorized users and others that You have referred, invited, or recommended the FAD Site to other individuals or entities.

      You give Us permission to create Content and share Your profile information, Content, and actions You have taken on FAD Site or in connection with Ads, offers and other Content that We display on FAD Site, without compensation to You. For example, We may share with other Members, authorized users and others that You are interested in an advertised event.

      You understand that by using FAD Site, You agree to all Terms of Service set forth in Our Privacy Policy and that You agree to the use of Your personal information and Member Communication and Content, to be used, disclosed, collected, transferred and processed by Us in compliance with Our Privacy Policy.

      FOR A COMPREHENSIVE AND DETAILED DESCRIPTION OF HOW AND WHAT INFORMATION WE COLLECT, SHARE, OR PROCESS ABOUT YOU, PLEASE MAKE SURE TO ALSO READ OUR PRIVACY POLICY.

      You agree that FAD may Communicate with You regarding notices, updates, and any other relevant information and Content either by written or hard copy notice, electronic means, phone, fax, e-mail, and posting on Our Site as determined by FAD at its sole discretion. FAD reserves the right to determine the form and means of providing such notifications and Content to You, provided that You may opt out of certain means of notification and Communication as described in Our Privacy Policy. FAD is not responsible for any automatic filtering You or Your network provider may apply to email Communications we send You.

      We are constantly working to improve the FAD Site, advance technology, develop new features and make Our Site better for You and all of Our other users to participate in. Accordingly, if You use Our Site or download Our software, You give Us permission to download and install updates to the software where available.

      You may designate a person (called a legacy contact) to manage Your Account if it is memorialized. Only Your legacy contact or a person who You have identified in Your will or similar legally enforceable document expressing clear consent to disclose Your Content upon Your death or incapacity will be able to seek access to Your Account Content after it is memorialized.

      You are not permitted to either:

    • link from the FAD Site to any website, page, forum, blog, or any source, or

    • link from any outside website, page, forum, blog, or any source into the FAD Site.

      FAD Site is a PRIVATE Site, restricted to its registered Members and authorized users only. You agree that You will strictly limit Your use of the FAD Site and any of its Communications and Contents, to Your individual personal use or, to Communicate within the FAD Site among other current FAD Site Members and authorized users. You must first obtain the prior specific written permission of FAD (and its Members or authorized users where applicable), if You would like to use, extract or Communicate any of the FAD Site Communications or Content with any other person or entity and for any other purpose than that You have agreed to in this Agreement.

      You agree that You will not in any way or for any purpose, permit or facilitate any entity or person other than Yourself to use, access, copy, view, or Communicate, any Content or Communications of FAD, its Site, Members or authorized users, unless You first obtain the prior specific, written authorization of FAD.

      If a law enforcement official is seeking information from You about Your Account and You have consented to it, (under this circumstance only) You are permitted to provide limited access to the law enforcement official, but which must be LIMITED TO YOUR ACCOUNT, CONTENT AND COMMUNICATIONS ONLY. YOU ARE NOT AUTHORIZED TO PERMIT OR ENABLE AN OPEN ACCESS

      TO THE FAD SITE IN ITS TOTALITY. Any access or disclosure must be limited to Your Communications and Content and must redact any information, Communications and Content of anyone other than You. Permitting or enabling Access (including viewing) to Content of the FAD Site beyond Your own Content is a breach of the Term of Service of this Agreement. You must inform Us and get Our permission before You authorize access and provide any access.

      IF WE BELIEVE THAT THE LAW REQUIRES US TO DO SO, WE WILL SHARE YOUR OR, AN AUTHORIZED USER’S, OR A THIRD PARTY’S PERSONAL INFORMATION, CONFIDENTIAL INFORMATION, COMMUNICATIONS AND CONTENT IN COMPLIANCE WITH LAW ENFORCEMENT, REGULATORS, COURT ORDERS, SEARCH WARRANTS, SUBPOENAS, LAWS, REGULATIONS, STATUES OR SIMILAR OFFICIALS AND REQUESTS WITHIN THE UNITED STATES OR INTERNATIONALLY, ESPECIALLY TO PREVENT OR ADDRESS ACTUAL OR POTENTIAL HARM OR ILLEGAL ACTIVITY OR TO ENFORCE OUR TERMS OF SERVICE. IN THE EVENT YOU ARE REQUIRED TO PRESENT YOURSELF TO RELEVANT AUTHORITIES, YOU AGREE TO DO SO AT YOUR OWN COST AND EXPENSE AND WILL COOPERATE IN THE INVESTIGATION.

      WE MAY ALSO SHARE YOUR OR, AN AUTHORIZED USER’S, OR A THIRD PARTY’S PERSONAL INFORMATION, CONFIDENTIAL INFORMATION, COMMUNICATIONS AND CONTENT IF WE DEEM IT NECESSARY TO DETECT, PREVENT AND ADDRESS FRAUD, UNAUTHORIZED USE OF THE PRODUCTS OR SERVICES, VIOLATIONS OF OUR TERMS OR POLICIES, OR OTHER HARMFUL OR ILLEGAL ACTIVITY, TO PROTECT OUR MEMBERS, USERS AND OURSELVES, PROTECT THE RIGHTS, PRODUCTS AND PROPERTIES OF OUR MEMBERS, USERS AND OURSELVES, OR TO PREVENT DEATH OR IMMINENT BODILY HARM.

      IN THE EVENT THAT FAD IS REQUESTED TO FURNISH ANY COMMUNICATIONS OR CONTENT, THAT IT MAY POSSESS AND CAN RETRIEVE WITHOUT UNDUE BURDEN, THE FOLLOWING CHARGES AND FEES MAY APPLY, AT THE TIME EACH SERVICE IS REQUESTED:

    • A NONREFUNDABLE PROCESSING FEE OF ONE HUNDRED DOLLARS (US $100.00);

    • A NONREFUNDABLE RECORD SEARCH FEE OF NINE HUNDRED AND TWENTY-FIVE DOLLARS (US $950.00) PER HOUR, FOR EACH INDIVIDUAL DOCUMENT, NAME, BUSINESS NAME, ALIAS, ADDRESS, OR ANY OTHER SEARCH TERM REQUEST SUBMITTED. PLEASE NOTE THAT A RECORD SEARCH REQUEST WILL BE DENIED AND NO REFUND ISSUED IF THE REQUESTED INFORMATION IS OVERLY BROAD, OR VAGUE. ALL REQUESTS MUST IDENTIFY REQUESTED RECORDS WITH PARTICULARITY, INCLUDING, THE SPECIFIC DATA CATEGORIES REQUESTED AND DATE LIMITATION FOR THE REQUEST, NAME OF THE REQUESTING PARTY, NAME OF THE ISSUING AUTHORITY AND AGENT IF APPLICABLE, E- MAIL ADDRESS FROM A LAW ENFORCEMENT DOMAIN IF APPLICABLE, DIRECT CONTACT PHONE NUMBER AND DIRECT MAILING ADDRESS OF THE ISSUING AUTHORITY AND AGENT IF APPLICABLE, AS WELL AS THE MEMBER OR AUTHORIZED USER’S NAME, E-MAIL ADDRESS, PHONE NUMBER, USER ID OR USERNAME, AND DIRECT MAILING ADDRESS OF THE MEMBER OR AUTHORIZED USER; AND

    • A NONREFUNDABLE FEE OF FORTY DOLLARS (US $40.00) PER EACH STANDARD PAGE.

      ALL SEARCH RESULT CONTENT AND DOCUMENTS WILL BE UNDER THE OFFICIAL SEAL OF FAD AND WILL ONLY BE FURNISHED BY MAIL.

      To ensure proper crediting of all fees, each fee must be paid separately and payment must be made by certified bank check made payable to For All Doctors Inc. Please note that fees are liable to change at any time.

      ALL REQUESTS MUST BE MADE IN WRITING and mailed-in to Us through the United States Postal Service with certified mail and return receipt requested or via FedEx, UPS, or DHL signature required. IN YOUR REQUEST, PLEASE TELL US YOUR BEST CONTACT E-MAIL ADDRESS, BEST CONTACT PHONE NUMBER, AND BEST MAILING ADDRESS. PLEASE BE SURE TO OBTAIN A CONFIRMATION RESPONSE FROM US.

      You acknowledge, agree and consent that FAD may, but is not obligated to investigate Your, any authorized user’s or any other party’s use of the FAD Site, to determine compliance with the Terms of Service of this Agreement or any of its amendments, or to prevent or address any

      actual or potential harm or illegal activity or in response to any law enforcements, regulators, court orders, search warrants, subpoenas, laws, regulations, statues or similar officials and requests within the united states or internationally. In the event You are required to present Yourself to relevant authorities, You agree to do so at Your own cost and expense and will cooperate in the investigation.

      We work hard to specify clear rules and guidelines for all Members and authorized users to follow. You understand and agree that We cannot control or direct the actions, conduct, Communications and Content of Members and authorized users, either on or off of the FAD Site. You agree and affirm that You are at least 18 years of age. You agree that You will take all precautions when meeting or Communicating with (whether in person or not) any Member, authorized user, or any other party through the FAD Site. You understand and agree that You assume all the risk(s) associated with such meetings or Communications. IF YOU FEEL THREATENED OR BELIEVE SOMEONE ELSE TO BE IN DANGER, YOU SHOULD CONTACT YOUR LOCAL LAW ENFORCEMENT AGENCY OR 911 (OR YOUR LOCATION’S EMERGENCY PHONE NUMBER IF 911 DOES NOT APPLY) IMMEDIATELY. IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY, CALL YOUR DOCTOR, OR CALL 911 (OR YOUR LOCATION’S EMERGENCY PHONE NUMBER IF 911 DOES NOT APPLY), OR GO TO THE NEAREST HOSPITAL IMMEDIATELY.


      You certify, agree and affirm that under penalties of perjury, You will not falsely represent Your identity, impersonate any other person or entity or Communicate any false, outdated or misleading Content whether on, or through the FAD Site to Members, authorized users or any other party. You understand and agree that We are solely a platform and You take full responsibility for all Content You Communicate on or through the FAD Site.

      You certify, agree and affirm under penalties of perjury, that You will not impersonate any person or entity, provide or maintain inaccurate, false, misleading or outdated information or in any manner falsely identifying Yourself to deceive FAD, its Site, Members, authorized users or other party.

      You agree that You will not in any way Communicate any privileged, confidential, private or personal information of any other Member, authorized user, party or entity without first obtaining their full written consent.

      You agree that You will not in any way Communicate the intellectual property Content of any other person or entity on the FAD Site without first obtaining their full consent to do so.

      You agree that unless legally permissible, You will not Communicate any Content protected by copyright, trademark, service mark, trade secret, trade dress, patent or other proprietary laws without the permission of the owner of said intellectual property. By Communicating any such Content, You warrant and represent that You either own the relevant intellectual property, or

      You have a legal right to use, or You have obtained the correct authorization from the proper owner of that intellectual property for its use and display.

      You agree that You will not in any way contact, harass or stalk any Member, authorized user or other party that has asked not to be contacted.

      FAD does not guarantee the availability of its Site or accept any responsibility for the suitability, of the Site Communications or its Content in all locations or jurisdictions. It is Your responsibility to be aware of and comply with the laws of the jurisdiction from which You are accessing, or in any way Communicating any Content on or through the FAD Site. You agree that You will not access, use or Communicate any Content on or through the FAD Site in violation of the laws of any such jurisdictions.

      FAD may, (but is not obligated to) actively monitor the Content, conduct and Communications of any Member, authorized users or other party for inappropriate Content, conduct or Communications or, undertake editorial control. FAD SITE IS INTENDED TO BE SELF-MONITORING, WHERE ALL MEMBERS, AUTHORIZED USERS AND OTHER PARTIES ARE RESPONSIBLE TO SELF- ASSESS THEIR CONDUCT, CONTENT AND COMMUNICATIONS AND REMEMBER TO CONDUCT THEMSELVES LEGALLY, CIVILLY, COURTEOUSLY AND PROFESSIONALLY AT ALL TIMES.

      You relinquish some of Your first amendment rights by joining Our Site.

      You agree that You will not, in any way, engage in or Communicate any Content on, through, from, or in connection with the FAD Site that is or may be (including but not limited to):

    • Defamatory, abusive, profane, threatening, offensive, bullying, harassing, libelous, slanderous, harmful, degrading, intimidating, hateful, criminal, tortious, or humiliating;

    • In any way a violation of privacy, publicity, proprietary (tangible or intangible rights), or confidentiality rights and obligations;

    • A risk of death, physical, mental or emotional harm to persons, minors, or animals;

    • Discriminatory on the basis of race, religion, nationality, ethnicity, sexual orientation, gender, age or disability;

    • Unlawful or in violation of contractual, administrative, equitable, criminal, civil, local, state, federal or international laws;

    • In violation or breach of fiduciary, contractual, trade secret, trade information, insider information or confidentiality obligations or rights;

    • Engaging in personal attacks, hate speech, or inflammatory language towards individuals or groups based on any personal attributes, including but not limited to race, ethnicity, gender, sexual orientation, religion, nationality, age, disability or political beliefs;

    • In any way knowingly incorrect, inaccurate, outdated or misleading;

    • Spreading false information or deliberate misinformation without evidence-based support;

    • False or misleading information about voting: locations, laws, requirements, procedures to participate, times & locations, results, tallying, location police presence, equipment, processing techniques, disruptions (whether actual or possible), and the similar;

    • Intimidation or misinformation about voting or other civic process so as to prevent participation or trust in the process or its results;

    • Explicit sexual material (means any drawing, photograph, film negative, motion picture, figure, object, novelty device, transcription, book, leaflet, pamphlet, magazine, booklet or other item, the cover or content of which depicts human genitalia or depicts or verbally describes nudity, sexual activity, sexual conduct, sexual excitement or sadomasochistic abuse) in any way which is harmful to adults or minors alike, in any format whether or not in digital or electronic. Explicit sexual material does not include any depiction or description which, taken in context, possesses serious educational value or which possesses serious literary, artistic, political or scientific value;

    • Soliciting gambling or engaging in any gambling activity;

    • Solicitation for support or promotion of specific political agendas, religions, cults, or sects;

    • Extremist or in any other way illegal Communication, action or omission;

    • Accessing or using the FAD Site for any other purpose other than that for which FAD makes it available;

    • Using the FAD Site in connection with any commercial endeavors except those that are specifically permitted;

    • Attempting to impersonate another Member, user or authorized user or using the username of another Member, user or authorized user;

    • Attempting to use or using the FAD Site for criminal or tortious activity;

    • Harassing, annoying, intimidating or threatening any FAD employees or agents engaged in providing any portion of the FAD Site to you;

    • Interfering with, disrupting, or creating an undue burden on the FAD Site or the networks or services connected to the FAD Site;

    • Making any unauthorized use of the FAD Services, including collecting usernames and/or email addresses of FAD Members or authorized users by electronic or other means for the purpose of sending unsolicited email, offering them for sale for pecuniary or non– pecuniary gain, or creating user Accounts by automated means or under false pretenses;

    • Selling or otherwise transferring Your profile;

    • Systematically retrieving data or other content from the FAD Site to create or compile, directly or indirectly, a collection, compilation, database or directory ;

    • Tricking, defrauding or misleading FAD and other Members or authorized users, especially in any attempt to learn sensitive Account information such as passwords;

    • Using any information obtained from the FAD Site in order to harass, abuse, or harm another person;

    • Using the Our Services as part of an effort to compete with Us or to provide services as a service bureau;

    • Violating intellectual property rights or plagiarizing Content;

    • Using the Sites in a manner inconsistent with any and all applicable laws and regulations;

    • In our absolute discretion, objectionable.

      We want Our Site to be a place where Our Members and authorized users feel welcome to express themselves, engage and share their thoughts and ideas. Accordingly, We encourage You to report Content and conduct that You believe violates Your rights (including intellectual property rights) or Our Terms of Service.

      You acknowledge and agree not use the FAD Site as a vehicle or means to disturb the regular function, or intentionally or with negligent disregard, Communicate or facilitate the Communication of any (including without limitation) viruses, worms, Trojan horses, spam, phishing, corrupted files, hoaxes or any other material or computer, digital or electronic program that may (including without limitation) disrupt, damage, intercept, expropriate, interrupt, destroy, suspend, delete, manipulate, or in any other way interfere with the computer, digital or electronic hardware, software, system, device, Content, Communications, means of Communication, or any other infrastructure and medium of the FAD Site, any Member, authorized user or any other party or entity. You agree and affirm that You will not use the FAD Site as a vehicle or means to Communicate or facilitate the Communication of spiders, robots, scrapers or any similar data gathering and extraction tool to monitor or copy any Content, Communication, information, documents or data of FAD, FAD Site, Members, authorized users, or other party’s computer, digital or electronic hardware, software, system, device, Content, Communications, means of Communication, or any other infrastructure and medium.

      You agree not to Communicate using misleading: e-mail addresses, titles, headers, identifiers including without limitation any repeated, duplicate or irrelevant Content that may in any way hinder the ordinary flow of discourse among Members, authorized users or other party, on, through, or in connection with FAD Site.

      You agree and affirm that You will not Yourself or facilitate any other person or entity to (including without limitation) simulate, imitate, plagiarize, extract, copy, reproduce, translate, or create derivative works of, the Content or Communications of the FAD Site in any manner, without first obtaining the Our written consent.

      You agree to not (including without limitation):

      1. Decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part the FAD Site;

      2. Delete the copyright or other proprietary rights notice from any FAD Site or its Content;

      3. Engage in any automated use of the system, such as use any data mining, robots or similar data gathering and extraction tools;

      4. Except as may be the result of standard search engine or Internet browser usage, use or launch, develop or distribute any automated system, including, without limitation, any spider, robot (or "bot"), cheat utility, scraper or offline reader that accesses the FAD Site, or use or launch any unauthorized script or other software;

      5. Copy, adapt derivative works of, simulate, imitate, plagiarize, extract, reproduce, translate, localize, port, or modify Our Site, design, App(s), API, any FAD Site codes,

        modules, features, metrics, scripts, software, system, or network used to provide FAD Site or App(s);

      6. Publish, distribute, license, sublicense, assign, transfer, or otherwise making available the FAD Site or Our application programming interface (API);

      7. Combine or integrate the FAD Site or the API with any software technology, service, or material not authorized by Us;

      8. Compromise the operation, integrity, or security of the FAD Site, its network, system, or App(s);

      9. Probe, circumvent, or manipulate the vulnerability or security measures of the FAD Site, structure, network, or system;

      10. Cause harm or liability to FAD, FAD Site, FAD App(s), Member, authorized user, or other party;

      11. Compromise an investigation or violate the legal enforcement authority’s order; or

      12. Circumvent any functionality that controls access to or otherwise protects the FAD Site or the API;

      13. In any manner or for any purpose infringe, misappropriate, or otherwise violate Our intellectual property rights or any other rights that belong to us.

      Except with the express prior written permission from Us, You are prohibited from engaging the services of posting agents and conversely, posting agents are prohibited from accessing the FAD Site to post or to cause the posting of Content for their own purposes or on behalf of Members, authorized users or any other party.

      You agree that You will not use any form of computer program or automated device that causes the submission of bulk postings or automatic postings in previously designated intervals.

      We may (but are not obligated to) use automated systems that analyze Your Content to help detect infringement, breach of the Terms of Service, abuse, spam, malware, and other such illegal or breaching Content .

      One goal of the FAD Site is to make available to FAD Site Members and authorized users a place where they may access other colleagues, peers and fellow practitioners from any city, state, jurisdiction or country, and Communicate ideas, suggestions, wisdom, experiences, knowledge, inquiries and other creative material. Accordingly, all current and prospective Members and authorized users represent and guarantee, under penalties of perjury that:

    • They will not impersonate any other Member, person or entity, or misrepresent any affiliation with any other Member, person or entity;

    • They are or were in fact a legally recognized member of the profession that they claim;

    • They are legally recognized as being who they identify themselves to be.

      By registering for Membership with, subscribing to, accessing, browsing and/or participating in the FAD Site, You are agreeing to abide by the Terms of Service of this Agreement. Failure to comply with the Terms of Service may result in (among other actions) the immediate elimination

      of the offending Member or authorized user’s Account and limited license to use Our Site or any future access to the FAD Site, its Content and Communications. FAD Site is a private platform and Membership and Participation in FAD Site is a privilege and not guaranteed in any manner.

      FAD reserves the right to immediately and with or without cause or notice, either permanently or temporarily (including, without limitation):

    • Block Your IP address(es);

    • Deactivate, suspend, terminate, remove, delete, limit and/or block Your membership, username, Account, and/or participation in, use of, or access to the FAD Site in whole or in part;

    • Remove, block, delete or modify any and all of Your information, Content and Communications by You or in any way relating to You to the extent possible.

      We may also close Your Account for nonuse if You have not accessed Your Account for an extended period of time.

      FAD does not warrant that after We deactivate, suspend, terminate, modify, remove, delete, limit and/or block Your membership, username, Account, participation in, use of, or access to the FAD Site, whether any or all (original or duplicates) of Your Communications, Content and information, in any manner Communicated on or through or in connection with the FAD Site will be either modified, limited, removed or retained, at any location, in any form, by FAD or its Site or by any of its Members, authorized users or any other party. Please remember that even after Content is deleted, removed, blocked, or in any way limited in access, it may continue to exist with other Members, authorized users and other parties that had lawful access to it when it was available.

      You can have Your Account deleted. Deletion of Your Account may take time and may not be determinable in advance. To the extent possible, You may download a copy of Your own Content at any time before having Your Account deleted. You may also delete Your own content, but please know that when You delete Your Content, it may no longer be visible to You or other Members, however, it may continue to exist with other Members, authorized users and other parties that had lawful access to it when it was available. It can also continue to exist elsewhere on Our systems where deletion may not be reasonably achieved due to technical or other limitations. Furthermore, the terms of this Agreement survive the deactivation, deletion or termination of your Account.

      We may also need to maintain Your Content to comply with legal obligations, such as, but not limited to:

    • Preservation for evidence purposes, or to comply with a request of judicial, administrative, law enforcement and governmental agencies;

    • Investigate or identify illegal activity;

    • Defend Ourselves or avoid harm to any Member, authorized user, FAD or Our subsidiaries, partners or affiliates, or a third party;

    • Protect the security of Our system, services and products;

    • Avoid violations of Our Terms of Service;

    • Protect the integrity and operation of FAD and its Site.

      In all of the above scenarios and as stated in this Agreement, the licenses You have given will continue to exist until the Content and Communications are completely deleted or until preservation of the Content and Communications is no longer required or necessary and is possible.

      You acknowledge that by accessing FAD Site, there may be inaccurate, offensive, indecent, misleading or in any other way, direct or indirect, potentially disagreeable Content that You may be exposed to. We reserve the right to correct any errors, inaccuracies or omissions and to change or update the any information and Content at any time, without prior notice to You.

      However, It is the exclusive responsibility of each and every Member and authorized user to exercise professional judgment in their Content and Communications and to conduct due diligence and verify that all their own Content & Communication are (including without limitation):


    • Reliable, accurate, complete, error free, virus free, up-to-date;

    • Inoffensiveness, decent, trustworthy and honest;

    • Non-discriminatory, not disagreeable, and not threatening to an individual or group;

    • Not inciting or glorifying violence, or encouraging breach of law;


      before Communicating it with their fellow FAD Site Members, authorized users or any other party. The violation of this obligation and responsibility is a breach of the Terms of Service of this Agreement.

      Conversely, it is the exclusive responsibility of each and every Member and authorized user, to exercise professional judgment and conduct their own due diligence and verify that all Content and Communications are (including without limitation):

    • Reliable, accurate, complete, error free, virus free, up-to-date;

    • Inoffensiveness, decent, trustworthy and honest;

    • Non-discriminatory, not disagreeable, and not threatening to an individual or group;

    • Not inciting or glorifying violence or encouraging the breach of law;

      by whomever Communicated or presented, anywhere on, through or in connection with Our Site, before relying upon, implementing, Communicating or in any way sharing same. The violation of these obligations and responsibilities are a breach of the Terms of Service of this Agreement.

      We cannot control the conduct, Communications or Content of Members, authorized users or other parties, on or off of Our Site. Hence, We do not guarantee or assume any liability or

      responsibility that any conduct, Content and Communications, available on, by, through or in connection with FAD or its Site will be (including and without limitation):

    • Secure, timely, functional, virus free, uninterrupted, available as to operation;

    • Error free, accurate, complete, current, reliable, trustworthy;

    • Inoffensive, agreeable, unobjectionable, appropriate;

    • Lawful, decent, non-discriminatory, safe;

Whether made available by FAD or by any of its Members, authorized users or any other party, regardless of whether FAD was previously advised of or should have been aware of any such shortcomings.

Each Member or authorized user, of the FAD Site may be offered an exclusive Webpage(s) that may be publically accessible, where they may publish their own information, biography, profile, Content, services, and products. It is Your exclusive responsibility to exercise professional judgment and conduct due diligence and verify that all Content and Communications are (including, without limitation), reliable, accurate, complete, error free, virus free, up-to-date, inoffensiveness, decent, trustworthy, honest, non-discriminatory, not disagreeable, not threatening to an individual or group, not inciting or glorifying violence or encouraging the breach of law, defamatory, abusive, profane, threatening, offensive, harassing, libelous, slanderous, harmful, embarrassing, degrading, intimidating, hateful, harmful to minors, harmful to animals, discriminatory on the basis of race, religion, ethnicity, nationality, sexual orientation, gender, age or disability, breach of privacy, breach of confidentiality, unlawful, seditious, or in violation of local, state, federal or international laws, before it is in any way Communicated, presented, implemented or shared. You agree that You will not (including and without limitation), falsely represent Your identity or credentials or experience or information, impersonate any other person or entity, or infringe on the intellectual property rights of others. You agree to audit and verify that any and all Content You make available on Your Webpage(s) does not in any way imply that FAD (including without limitation), promotes, endorses, guarantees, certifies, or in any way warranties the Content, product or service made available on Your Webpage(s).

You agree that FAD may (but is not obligated to), review, modify, remove, filter, audit, censor, restrict or refuse any Content or entry of any sort, in any form, that may be (including without limitation), defamatory, abusive, profane, threatening, offensive, harassing, libelous, slanderous, harmful, embarrassing, degrading, intimidating, hateful, harmful to minors, discriminatory on the basis of race, religion, ethnicity, nationality, sexual orientation, gender, age or disability, breach of privacy, breach of confidentiality, and/or unlawful or in violation of local, state, federal or international laws, in any manner Communicated on, through or in connection with the FAD Site. You agree that FAD is a PRIVATE platform, designated for its Members and authorized users only and reserves the right to among other things, refuse any prospective Member or user, and/or dismiss any current Member or authorized user from the its Site, without cause or notice, either permanently or temporarily, at any time.

Each Member and authorized user agrees that they shall not, under any circumstances, create links to the FAD Site that may make or makes available to non-members or unauthorized users, any Content and Communications from the FAD Site that is intended for the exclusive use and access of the current Members and authorized users of FAD Site, on the FAD Site only.

You agree that FAD takes no responsibility and assumes no liability for any Content and Communications that You in any manner Communicate on, through or in connection with FAD or the FAD Site. You understand and agree that You shall be solely responsible and liable for the Content You Communicate on the FAD Site and You understand and agree that We are solely a passive platform for Your Content and Communications.

We are always seeking ways to improve and may without notice, add, remove or change some features at times. We are always glad to receive Your input, feedback, comments, critiques, ideas, improvements, contributions, or any other suggestions & Content. However, all input, feedback, comments, critiques, ideas, improvements, contributions, or any other suggestions and Content, Communicated by You to Us or through FAD Site, will be treated as unsolicited, non-confidential, non-proprietary, and gratuitous, and may be disclosed, Communicated or used by Us or any of Our related or future Site(s), for any purpose whatsoever, without placing Us under any obligation, restrictions, or fiduciary duty or any obligation to compensate You (just as You have no obligation to offer them). You further understand that Your Communicating to Us Your input, feedback, comments, critiques, ideas, improvements, contributions, or other suggestions and Content, does not prevent Us from exercising Our right to use similar or related ideas developed by Us or obtained from sources other than You.

You understand and agree that by using Our Site, You may gain status, reputation, fame and the like. However, such status, reputation or fame and the like is the property of FAD and is not and will not be redeemable for any kind of monetary value. Accordingly, You understand and agree that You have no right of access to the Account You use to access FAD Site, or any ownership rights to any Content on Your Account or in connection to You, or any usernames, or any Content posted by other Members and authorized users regarding You or Your Content or Communication.

You understand and agree that although You continue to own whatever rights You have in the Content, Communications or undertakings (including Your name, likeness and voice) You Communicate on or through the FAD Site, or to Us directly, You expressly grant Us, in whole or in part, and in any form, media or technology now known or hereafter developed, the worldwide, irrevocable, transferable, perpetual, fully paid, unrestricted, royalty free, non-exclusive right, license and sublicense to (including without limitation), Communicate, translate in any language or format, publish, modify, reproduce, distribute, transmit, make derivative works of and publicly perform or display as We see fit, without any obligation or liability for payment of any fees, royalties, residuals or collective bargaining payments or otherwise. You warrant that You have the right and authority to grant such right, license or sublicense to Us. You understand however, that You continue to retain all Content rights and obligations You hold in Your Content and Communications on FAD Site.

You understand that Communicating, posting or publishing or in any way disclosing Your Content on FAD Site does not substitute for registration of copyrights, trademarks, patents or other organization rights. For proper and timely intellectual property rights protection, You should seek appropriate competent legal advice.

FAD (directly and indirectly) owns all proprietary and intellectual property rights of the FAD Site. Content, Communications and means of Communication on the FAD Site are, the copyright, patent, trademark, trade secrets, trade dress, service mark, proprietary rights and confidential information of FAD and FAD Site, protected by (including without limitation), United States state and federal laws, and international treaties and conventions. Except as expressly stated in this document, this Agreement does not grant You any proprietary or intellectual property rights in any part of the FAD Site, Content, Communications or means of Communication. FAD only provides its Members and authorized users, a limited, freely revocable, non-transferable, non- exclusive license to access, participate in and/or use the FAD Site in accordance with its Terms of Service Agreement. Any rights not expressly granted in its Terms of Service Agreement are reserved for FAD. All other trademarks and service marks or copyright materials appearing on the FAD Site that are not owned by FAD are the property of their respective owners.

You agree that You shall not remove, modify or in any manner make illegible, any (including without limitation): notice, attribution, disclaimer or reference that may be affixed to any part of the Site, its Content or Communications. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such Content and will not make any changes thereto. You agree not to use any copyright, trade mark, trade name, service mark, domain name, logo or brand name of FAD as part of or within Your trademark, in a manner that may cause confusion or in a manner may imply any association, connection or endorsement by FAD or is disparaging of FAD, without first submitting Your request to FAD in writing, in a timely manner, and obtaining the specific written consent of FAD first, before making such use.

You Agree that except as explicitly provided, nothing in this Agreement shall be deemed to create a license in or under, any intellectual property rights, and You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from FAD Site Content. Use of FAD Site Content for any purpose, not expressly permitted by this Agreement is prohibited.

You acknowledge and agree that You will not share or permit the use of Your Account, username, login, or password with any person or entity and You will take all necessary measures to keep it secure and confidential. Please be aware that in the event We have any reservation as to the username or login You have selected, We reserve the right to reclaim, assign to someone else, disable, reject or remove that username or login name. You acknowledge and agree that You will not create more than one Account with the FAD Site. You acknowledge and agree that You will not rent, sell, lease, sublicense, assign or transfer Your limited, revocable, non- transferable, non-exclusive license, to access, Communicate or use the FAD Site or its Content. Any attempted transfer or assignment of Your limited, revocable, non-transferable, non-

exclusive license or any rights or obligations under this Agreement is in violation of this Agreement and is void.

FAD is a PRIVATE website and restricts and limits all use of FAD Site Communications and Content to the FAD Site only. You understand and agree that the Content and Communications on the FAD Site, including, without limitation, the list of Our Members, authorized users, and their information, must remain on the FAD Site. It is a breach of the Terms of Service of this Agreement for You to extract, copy, or in any way disseminate for personal use or otherwise any of its Content or Communications outside of the FAD Site.

We try to securely store, transfer, process, retain, archive or delete Your information, Content and Communications, but We cannot guarantee complete security. The most secure method of maintaining Your information is by You NOT sharing it. So, please proceed with caution at all times and please do not Communicate any personal, private, privileged or confidential information or Content (such as, social security number, phone numbers, drivers license number, date of birth or health information) on the FAD Site that You expect to keep private.

Even if We remove Communication or Content from Our Site, copies of it may remain elsewhere and cannot be removed, once it has been shared with or Communicated to others. IN SHORT, WE CANNOT CONTROL CONTENT YOU COMMUNICATE, SO PLEASE DO NOT SUBMIT ANYTHING YOU DEEM PRIVATE, PRIVILEGED, CONFIDENTIAL OR PERSONAL.

Please remember that Your Account information is password protected and You must keep Your password safe. It is a good idea to use a strong password that includes a combination of letters, numbers and symbols. You are solely responsible to keep Your password confidential. It is important that parents, guardians and caregivers take proper precautions and prevent access to Our Site by children or wards. You acknowledge and agree that You are at all times Accountable for all activities that occur under Your Member Account. In the event that You become aware of any unauthorized use of Your Account or password, You must immediately notify Us. However, FAD has no obligation to act in response to such notice within any set time and, regardless of such notice to FAD, You shall remain solely responsible for any use or misuse through Your Account until Your Account is deactivated or suspended by Us. You acknowledge and agree that in the event that You lose, forget, misplace or are a victim of unauthorized use of Your password for Your Account, FAD is not liable to You or any other party, for any: claim, liability, loss or damage of any kind by anyone, or for the loss of any or all Content or Communications on Your Account upon the issuance of another password or the deactivation or reactivation of Your Account or any other action that may be necessary.

FAD may (but is not obligated to) transfer, process, delete or archive, either in the United States or outside of the United States, any or all Content, in any way and at any time Communicated by and between You, Us, authorized users, Members or any other party, whether on, through or in connection with the FAD Site. FAD shall not in any way be responsible or liable to You or any authorized user or other party (including patients or potential patients, clients or potential clients), for the securing, processing, transferring, deleting, retaining, possible corruption, archiving or the failure to process, transfer, delete, retain, secure, or archive any or all

Communications and Content, in any way and at any time associated with You, or Communicated by You, Us, Members, authorized users or any other party, whether on, through or in connection with the FAD Site. Consequently, it is Your SOLE RESPONSIBILITY to retain and keep confidential and secure all Communications You have with patients or potential patients and clients or potential clients. Neither FAD nor any of its officers, employees, managers, shareholders, directors or suppliers shall be liable to You or to any other person or entity for any general, punitive, special, indirect, consequential, equitable, or incidental damages, or lost profits or any other damages, costs or losses arising out of Your use of the FAD Site or any of its Content, or FAD’s breach of this Agreement, or otherwise, even if FAD had been, has been or should have been aware of or advised of the possibility of such damages, costs or losses, unless expressly provided herein.

You are responsible to take all reasonable measures to avoid, reduce, limit and mitigate any: claim, liability, demand, cause of action, loss or damage of any kind (including but not limited to), for special, direct, indirect, compensatory, consequential, exemplary, punitive or incidental damages, or for loss of, use, data, programs, reputation, good will, property, opportunity, income, savings, profits, proprietary or confidential information, privacy and/or any other tangible, intangible or pecuniary loss, or for business interruption, or for damage or injury to person or property, or for cost of recovery, replacement, restoration, or mitigation of any harm, loss or damage, or for failure to meet any duty including of good faith or reasonable care, or for negligence, however caused and under any theory of liability, whether in law or equity, and You understand and agree that You are responsible for all expenses, attorneys fees and costs You may incur as a result of Your dealings with any Member, authorized user or any other party. In the event of any disagreement, dispute, lack of Communication or miscommunication between You and any Member, authorized user or any other party, You acknowledge and agree that FAD, shall have no obligation to become engaged in or in any way intervene.

ANY DEALINGS BETWEEN YOU AND ANY MEMBER, AUTHORIZED USER OR OTHER PARTY WHETHER FOR PURCHASE, DELIVERY, PAYMENT, TERMS, CONDITIONS, WARRANTIES, REPRESENTATIONS, ADVICE, TREATMENT OR ANYTHING ELSE, IS AT YOUR OWN RISK AND SOLELY BETWEEN YOU AND SAID MEMBER, AUTHORIZED USER OR OTHER PARTY. (NOTE: Be sure

to comply with all export and import licensing regulations, as restrictions vary from country to country and item to item. For some more information, please go to: https://www.bis.doc.gov/ as one possible source for information among others. For compliance with any and all laws and regulations, You should consult the advice of a competent attorney or other relevant professionals). You acknowledge and agree that FAD shall not have any role, responsibility, or involvement in any transaction or Communication between You and any Advertiser, other Member, authorized user, or any other party, and FAD does not (including without limitation) handle payments, guarantee transactions, provide escrow services, offer buyer protection, offer seller certification or, pay any taxes or other charges that may be directly or indirectly imposed by international, national, state or local laws and regulations.

You acknowledge and agree that You will at Your own expense, respond to and resolve inquiries and complaints from any other Member, authorized user or other party, that is in any manner

related to Your actions, inactions, Communications, Content, use or misuse of the FAD Site, whether on, through or in connection with the FAD Site.

You acknowledge and agree that FAD may at any time discontinue, set limits or amend the permissible quantity, quality or type of Communications available, as well as limit the quantity of storage it has available for each Member, authorized user or other party.

We cannot predict when issues might arise with FAD or its Site, App(s), networks, or systems. Accordingly, Our liability shall be limited to the fullest extent permitted by applicable law, and under no circumstances will We be liable to You or any authorized user or other party for any claim, liability, demand, cause of action, loss or damages of any kind (including but not limited to):

  1. Special, direct, indirect, compensatory, consequential, exemplary, punitive or incidental damages;

  2. Loss of use, data, programs, reputation, good will, property, opportunity, income, savings, profits;

  3. Proprietary or confidential information, privacy and/or any other tangible, intangible or pecuniary loss;

  4. Business interruption;

  5. Damage or injury to persons or property;

  6. Cost of recovery, replacement, restoration, or mitigation of any harm, loss or damages;

  7. Failure to meet any duty including of good faith or reasonable care and/or negligence;

however caused and under any theory of liability, whether in law or equity, and for expenses, attorneys fees and costs, arising out of or related to this Agreement, FAD, FAD Site, App(s), networks or systems.

FAD disclaims any warranties against any (including without limitation) viruses, spam, worms, Trojan horses, corrupted files, hoaxes or any other material or computer, digital or electronic program that may (including without limitation), disrupt, damage, intercept, expropriate, interrupt, destroy, suspend, delete, manipulate, or in any other way interfere with the computer, digital or electronic hardware, software, system, device, content, Communications, means of Communication, or any other infrastructure and medium, of any Member, authorized user or other party, in connection with his/her/their/its use of, misuse of or access to or Communication with the FAD Site or its Content. You acknowledge and agree that it is Your responsibility to have the most up-to-date (including without limitation) anti-virus and system protection software on Your, computer, digital or electronic device, medium or means of Communication. You acknowledge and agree that FAD may (but has no obligation to) filter the FAD Site, Content or Communications for any (including without limitation) viruses, worms, Trojan horses, corrupted files, hoaxes or any other computer, digital or electronic program, Content or material.

THE LIMITATIONS ON FAD’S LIABILITIES SHALL APPLY REGARDLESS OF WHETHER FAD WAS PREVIOUSLY ADVISED OF THE POSSIBILITY OF ANY BREACH, DAMAGES OR LOSS, OR SHOULD HAVE BEEN AWARE OF THE POTENTIAL FOR ANY BREACH, DAMAGES OR LOSS OF ANY TYPE.

Please be advised and understand that FAD DOES NOT WARRANT THE SECURITY, FUNCTIONALITY, TIMELINESS, ACCURACY, INTEGRITY, QUALITY, RELIABILITY OR AVAILABILITY OF

ITS SITE OR ITS CONTENT, EITHER IN WHOLE OR IN PART. You acknowledge and agree that FAD at its sole discretion reserves the right to, in whole or in part (including without limitation):

  • Limit, transfer, suspend, modify, add to, upgrade, regulate, eliminate or discontinue the Site, any of its Content or features;

  • Limit, suspend, terminate or block any Member or authorized user’s Accounts and membership;

either temporarily or permanently at any time, with or without notice or cause, and, FAD shall not be liable to You, any Member, authorized user, or any other party for any such action or inaction.

You agree that regardless of any statute, law, code, regulation or legal precedence to the contrary, in no event shall FAD be liable to You, an authorized user, or any other party, and You will defend, indemnify and hold FAD harmless from any claim, liability, criticism, demand, cause of action, loss or damage of any kind, including but not limited to any:

  1. Special, direct, indirect, compensatory, consequential, exemplary, punitive or incidental damages;

  2. Loss of use, data, programs, reputation, good will, property, opportunity, income, savings, profits;

  3. Proprietary or confidential information, privacy;

  4. Tangible, intangible or pecuniary loss;

  5. Business interruption;

  6. Damage or injury to persons or property;

  7. Cost of recovery, replacement, restoration, or mitigation of any harm, loss or damages;

  8. Failure to meet any duty including of good faith or reasonable care and/or negligence;

however caused and under any theory of liability, whether in law or equity, and whether made or incurred by You, an authorized user or any other party, due to or arising out of any failure of the FAD Site, Content or Communications, to be (including and without limitation), secure, timely, accurate, complete, functional, useable without interruption or limitation, virus free, uninterrupted, fully operational, available as to Content and Communication, error free, current, not misused, reliable, inoffensive, trustworthy, decent, non-discriminatory, agreeable, safe, unaltered as to Content, Communication, components, parts or related features & services; whether caused or communicated by FAD or any of its Members, authorized users or other party; REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED AND REGARDLESS OF

WHETHER FAD WAS PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH SHORTCOMING, DAMAGE, LOSS OR INJURY OR SHOULD HAVE BEEN AWARE OF THE POTENTIAL FOR SUCH SHORTCOMING, DAMAGE, LOSS OR INJURY OF ANY KIND. FAD’S AGGREGATE LIABILITY TO YOU, AUTHORIZED USER, ANY OTHER PARTY OR ANY THIRD PARTY UNDER ANY CIRCUMSTANCES WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID US IN THE PAST TWELVE MONTHS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, TERMS OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES; IN SUCH EVENT, ONLY THE LIMITATIONS WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU AND OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. FAD RESERVES THE RIGHT TO ALL REMEDIES AVAILABLE AT LAW AND IN EQUITY.

IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE SECTION 1542, WHICH SAYS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH, IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."

You agree that regardless of any statute, law, code, regulation or legal precedence to the contrary, You will defend, indemnify and hold FAD harmless, and use good faith efforts to prevent exposing FAD and its Site to any claim, liability, criticism, demand, cause of action, loss or damage of any kind, including but not limited to:

  1. Special, direct, indirect, compensatory, consequential, exemplary, punitive or incidental damages;

  2. Loss of use, data, programs, reputation, good will, property, opportunity, income, savings, profits;

  3. Proprietary or confidential information, privacy;

  4. Tangible, intangible or pecuniary loss;

  5. Business interruption;

  6. Damage or injury to persons or property;

  7. Cost of recovery, replacement, restoration, or mitigation of any harm, loss or damages;

  8. Failure to meet any duty including of good faith or reasonable care and/or negligence;

however caused and under any theory of liability, whether in law or equity, and whether made or incurred by You, an authorized user, or any other party, arising out of any Communication, opinion, information or Content, in any way Communicated, anywhere on the FAD Site, suggesting that it conveys the opinion, endorsement, Content or Communication of FAD or its Site, for any harm caused to FAD, its Site, its Members, authorized users or any other party, as a result of Your failure to comply with the Terms of Service and spirit of this Agreement, and (including without limitation) Your use or misuse of the FAD Site, Your conduct, actions, failure to

act, and Your Communications and Content, whether on, through or in connection with Our Site; REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED AND REGARDLESS OF WHETHER FAD WAS PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH SHORTCOMING, DAMAGE, LOSS OR INJURY OR SHOULD HAVE BEEN AWARE OF THE POTENTIAL FOR SUCH SHORTCOMING, DAMAGE, LOSS OR INJURY OF ANY KIND. FAD’S AGGREGATE LIABILITY TO YOU, AUTHORIZED USER, ANY OTHER PARTY OR ANY THIRD PARTY UNDER ANY CIRCUMSTANCES WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID US IN THE PAST TWELVE MONTHS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, TERMS OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES; IN SUCH EVENT, ONLY THE LIMITATIONS WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU AND OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. FAD RESERVES THE RIGHT TO ALL REMEDIES AVAILABLE AT LAW AND IN EQUITY.

You agree to defend, indemnify and hold FAD, its subsidiaries, and affiliates, and their respective officers, agents, partners and employees, harmless from and against, any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any Member, authorized user, or any third party due to or arising out of Your contributed Content, use of the FAD Site or Services, and/or arising from a breach of this Agreement and/or any breach of Your representations and warranties set forth herein. Notwithstanding the foregoing, FAD reserves the right, at Your expense, to assume the exclusive defense and control of any matter for which You are required to indemnify FAD, and You agree to cooperate, at Your expense, with FAD’s defense of such claims. FAD will use reasonable efforts to notify You of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

We may, but have no obligation to contact or inform other Members, authorized users or any other party or entity, of any or all of Your conduct, breach, actions, failure to act and/or Communications & Content, whether on, through or in connection with Our Site.

FAD DOES NOT MAKE ANY WARRANTIES ABOUT THE ABILITY OF THE FAD SITE TO MEET YOUR NEEDS, OR THAT THERE WILL NOT BE UNAUTHORIZED ACCESS TO OR USE OF THE FAD SITE, OR THAT ANY CONTENT YOU SUBMIT WILL BE ACCESSIBLE ON THE FAD SITE. THIS PROVISION APPLIES TO ANY CLAIM, REGARDLESS OF WHETHER THE CLAIM ASSERTED IS BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY. FAD’S AGGREGATE LIABILITY TO YOU, AUTHORIZED USER, ANY OTHER PARTY OR ANY THIRD PARTY UNDER ANY CIRCUMSTANCES WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID US IN THE PAST TWELVE MONTHS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, TERMS OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED

TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES; IN SUCH EVENT, ONLY THE LIMITATIONS WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU AND OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. FAD RESERVES THE RIGHT TO ALL REMEDIES AVAILABLE AT LAW AND IN EQUITY.

TO THE EXTENT PERMITTED BY LAW, FAD EXPRESSLY DISCLAIMS ANY AND ALL EXPRESS AND IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. FAD SITE IS PROVIDED ON AN “AS IS,” “WITH ALL FAULTS,” AND “AS AVAILABLE” BASIS ONLY. IN NO EVENT WILL FAD WARRANT OR BE LIABLE TO ANY MEMBER, AUTHORIZED USER OR ANY OTHER PARTY FOR ANY CLAIM, LIABILITY, CRITICISM, DEMAND, CAUSE OF ACTION, LOSS OR DAMAGE OF ANY KIND, INCLUDING BUT NOT LIMITED TO:

  1. Special, direct, indirect, compensatory, consequential, exemplary, punitive or incidental damages;

  2. Loss of use, data, programs, reputation, good will, property, opportunity, income, savings, profits;

  3. Proprietary or confidential information, privacy;

  4. Tangible, intangible or pecuniary loss;

  5. Business interruption;

  6. Damage or injury to persons or property;

  7. Cost of recovery, replacement, restoration, or mitigation of any harm, loss or damages;

  8. Failure to meet any duty including of good faith or reasonable care and/or negligence;

HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, WHETHER IN LAW OR EQUITY, AND WHETHER MADE OR INCURRED BY YOU, AUTHORIZED USER OR ANY OTHER PARTY, ARISING OUT OF OR IN CONNECTION WITH FAD, ITS SITE, ANY OF ITS MEMBERS, AUTHORIZED USERS, ANY OTHER PARTY OR ANY THIRD PARTY, REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED AND REGARDLESS OF WHETHER FAD WAS PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH SHORTCOMING, DAMAGE, LOSS OR INJURY OR SHOULD HAVE BEEN AWARE OF THE POTENTIAL FOR SUCH SHORTCOMING, DAMAGE, LOSS OR INJURY OF ANY KIND. FAD’S AGGREGATE LIABILITY TO YOU, AUTHORIZED USER, ANY OTHER PARTY OR ANY THIRD PARTY UNDER ANY CIRCUMSTANCES WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID US IN THE PAST TWELVE MONTHS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, TERMS OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES; IN SUCH EVENT, ONLY THE LIMITATIONS WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU AND OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. FAD RESERVES THE RIGHT TO ALL REMEDIES AVAILABLE AT LAW AND IN EQUITY.

You agree that You will cooperate fully as reasonably required by Us in the defense of any claim, liability, demand, or cause of action against FAD. FAD reserves the right to assume the exclusive

defense and control of any matter subject to indemnification by You and You will not in any event settle any claim without prior written consent from Us.

You acknowledge, understand and agree that FAD does not warranty that any defects on its Site whether they should be known, are made known or were known to FAD, will be addressed or corrected.

To the maximum extent permitted by applicable law, in no event shall FAD be liable for any, claim, liability, criticism, demand, cause of action, loss or damage of any kind (including but not limited to):

  1. Special, direct, indirect, compensatory, consequential, exemplary, punitive or incidental damages;

  2. Loss of use, data, programs, reputation, good will, property, opportunity, income, savings, profits;

  3. Proprietary or confidential information, privacy;

  4. Tangible, intangible or pecuniary loss;

  5. Business interruption;

  6. Damage or injury to persons or property;

  7. Cost of recovery, replacement, restoration, or mitigation of any harm, loss or damages;

  8. Failure to meet any duty including of good faith or reasonable care and/or negligence;

however caused and under any theory of liability, whether in law or equity, and whether made or incurred by You, an authorized user, or any other party, arising out of or in connection with THE TERMS OF SERVICE OF THIS AGREEMENT, MISREPRESENTATION, STRICT LIABILITY, OR BREACH OF WARRANTY OF FAD; EVEN IF FAD WAS PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH SHORTCOMING, DAMAGE, LOSS OR INJURY, OR SHOULD HAVE BEEN AWARE OF THE POTENTIAL FOR SUCH SHORTCOMING, DAMAGE, LOSS OR INJURY, AND NOTWITHSTANDING ANY FAILURE OF THE ESSENTIAL PURPOSE OF THIS AGREEMENT OR ANY REMEDY. FAD’S AGGREGATE LIABILITY TO YOU, AUTHORIZED USER, ANY OTHER PARTY OR ANY THIRD PARTY UNDER ANY CIRCUMSTANCES WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID US IN THE PAST TWELVE MONTHS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, TERMS OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES; IN SUCH EVENT, ONLY THE LIMITATIONS WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU AND OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. FAD RESERVES THE RIGHT TO ALL REMEDIES AVAILABLE AT LAW AND IN EQUITY.

YOU AGREE THAT YOUR USE OF THE FAD SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, FAD, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE FAD SITE AND SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-

INFRINGEMENT. FAD MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE FAD SITE CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO OUR SITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (A) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND COMMUNICATIONS, (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR SITE, (C) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SITE OR SITE’ SERVICES, (E) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SITE BY ANY THIRD PARTY, AND/OR (F) ANY ERRORS OR OMISSIONS IN ANY CONTENT, INFORMATION AND COMMUNICATION, OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT, COMMUNICATION OR INFORMATION POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE FAD SITE. FAD DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY ANY MEMBER, AUTHORIZED USER, OR THIRD PARTY THROUGH THE FAD SITE OR ANY HYPERLINKED SITES OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND FAD WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY MEMBER, AUTHORIZED USER, OR THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

The inclusion of ANY Content or Communication whatsoever on the FAD Site, whether Communicated by or through a Members, authorized users or any other party shall in no way be construed or implied, that FAD or its Site in any way accepts responsibility, promotes, endorses or takes any position one way or another, regarding (including without limitation), the opinions, ideas, Websites, Web pages, data, information, illustrations, sounds, photographs, texts, video clips, graphics, scripts, causes, products, services or any other Content or Communications, of any Member, authorized user, or other party. FAD does not accept responsibility for any Communication or Content in any form or format Communicated on, through or in connection with the FAD Site by any Members, authorized users or any other party. FAD shall not be liable for any breach, loss or damage of any kind incurred as a result of any reliance by any Members, authorized users or any other party on the completeness, accuracy or continued availability of any of the above-mentioned Communications or Content, that may in any manner be visible or Communicated on, through or in connection with the FAD Site by any Members, authorized users or any other party.

For Your convenience, FAD may Communicate Content on FAD Site including without limitation, advertisements, links, hyperlinks, pop-ups, websites, web pages, v-card, e-mails, addresses, locations, contacts to any other party, person, entity, site or location. However, any and all such Content, may have privacy practices and terms of use that differ from that of the FAD Site. We are not responsible for and have no control over their terms, conditions of use, practices and privacy policies. We encourage all Members, authorized users and other parties to read and understand the terms, conditions of use, practices and privacy policies of these (including

without limitation), advertisements, links, hyperlinks, pop-ups, websites, web pages, v-card, e- mails, addresses, locations and contacts to any other party, person, entity, site or location they visit or Communicate with. You agree that Your Communications will be at Your own risk and We shall not be responsible for any loss, injury or damage of any kind relating to Your dealings.

By using the FAD Site and services, You agree where automated systems and artificial intelligence is utilized to assist in aspects such as Content recommendations or Member interactions, there is potential for automation bias, where certain groups or individuals may be disproportionately affected. You agree to these potentials and understand that while we may take steps to minimize automation bias, we cannot guarantee bias-free outcomes in automated processes. You acknowledge and agree that, if You have any objections to any of the Terms of Service attached to Membership in or any use of the FAD Site, Your only recourse is to delete Your Account and cease using the FAD Site at once.


‌Disputes–Binding Arbitration And Class Action Waiver

For any disputes or claims with FAD, You agree that You will first contact Us, and in good faith, attempt to resolve any dispute or claim with Us informally. We will respond within 60 days of receiving Your Notice of Claim or Dispute. In the unlikely event that We have not been able to resolve the dispute or claim after attempting to do so informally, You and Us each agree to resolve any dispute or claim arising out of, in connection with or relating to FAD, FAD Site, this Agreement, or the breach, alleged breach, formation, unconscionability, enforceability, applicability, validity, binding effect, interpretation, performance, amendments, or termination of this Agreement, including whether the claims asserted are arbitrable (collectively, “claims”) by binding arbitration rather than in court. Additionally, to the extent of the individual claim before the arbitrator, the arbitrator will have the authority to award specific performance or temporary, interim, or permanent injunctive relief. The term “dispute” or “Claim” is as broad as it can be.

However, this arbitration agreement does not limit FAD from the option to bring action in a court of law for unauthorized or fraudulent access to the FAD Site or access that exceeds authorization granted in this Agreement. FAD shall have the right to collect its costs, related expenses and reasonable attorneys' fees incurred in enforcing this Agreement against You in court for Your breaches and violations. You agree to submit to the personal jurisdiction of the federal and state courts located in the State of Delaware, for any actions for which We retain the right to seek injunctive or other legal or equitable relief from the courts to prevent the actual or threatened infringement, misappropriation or violation of our copyrights, trademarks, trade secrets, trade dress, patent, data security or other intellectual property or proprietary rights as set forth in the Arbitration provision of this Agreement, as well as in the Terms of Service of this Agreement and all its amendments without regard to its conflict of laws rules.

Arbitration is more informal than a lawsuit in court. There is no judge or jury in arbitration, and court review of an arbitration award is limited. There may be limited discovery than in court. The

arbitrator can award the same damages and relief as a court (including attorney fees), except that the arbitrator may not award declaratory or injunctive relief benefiting anyone but the parties to the arbitration and the arbitrator must follow all Terms and Limitations as stated in this Agreement.

This arbitration agreement applies regardless of whether the Claim or dispute involves (including without limitation) a tort, fraud, misrepresentation, right of privacy or publicity, product liability, negligence, violation of a statute, or any other legal theory. WE EACH AGREE THAT ANY DISPUTE RESOLUTION PROCEEDING WILL BE CONDUCTED BY THE USE OF BINDING ARBITRATION ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED OR REPRESENTATIVE ACTION. YOU ALSO WAIVE ANY RIGHT TO FILE CLASS ARBITRATION, PRIVATE ATTORNEY GENERAL ACTION OR CLAIMS CONSOLIDATION WITH OTHER ARBITRATIONS. IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, WE EACH EXPRESSLY WAIVE ANY RIGHT TO TRIAL BY JURY.

However, You retain the right to bring action in court to prevent the actual or threatened infringement of Your copyright, trademarks, trade secret, patent or other intellectual property rights. You and Us also each retain the right to bring an individual action in small claims court if the claims qualify.

You agree that the arbitrator will have no authority to award punitive or other damages not measured by Your actual damages. THE ARBITRATOR MAY AWARD RELIEF only in favor of the party seeking relief and ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY

THAT PARTY’S INDIVIDUAL CLAIM(S). Any relief awarded by the arbitrator cannot affect other Members, authorized users or other party. Any provision of applicable law notwithstanding, the arbitrator will not have authority to award damages or relief that conflict with this Agreement or any of its amendments.

If it is determined that a particular Claim or relief sought cannot be arbitrated in accordance with the arbitration provisions of this Agreement, then only that Claim or relief sought can be brought in court and before a judge and all remaining Claims and relief sought must remain subject to the arbitration provisions and limitation as stated here.

If the class action waiver is found to be illegal or unenforceable as to all or some parts of a Claim or dispute, then only those parts will proceed to court, with the rest proceeding to binding arbitration as set forth here.

To give Us a signed and dated Notice of Your Claim or Dispute, or of Your intent to file for arbitration proceedings, You must send Us all of the following:

  1. Your legal name,

  2. Your FAD Site Username,

  3. Email address associated with Your FAD Site Account,

  4. Your phone number,

  5. Your physical address where You can be reached,

  6. A detailed description of the nature and basis of Your Claim or dispute and any supporting things you would like Us to consider,

  7. The specific relief You are asking,

  8. State if this is your Notice of Claim or Dispute,

  9. State if this is Your notice of request for arbitration (available and applicable Only After attempts at informal resolution have failed),

  10. Mailed by United States Postal Service with certified mail and return receipt requested or FedEx, UPS or DHL with signature required.

This Notice of Claim or Dispute is a prerequisite to initiating arbitration.

If the dispute is not resolved to your satisfaction, you may begin arbitration after 60 days by submitting a Demand for Arbitration to the International Court of Arbitration of the International Chamber of Commerce (ICC). Binding arbitration will be administered by the ICC, under the Rules of Arbitration of the ICC then in force. The party initiating the arbitration must file for arbitration with the International Court of Arbitration of the ICC in accordance with their rules and procedures. The arbitration shall be conducted in the English language and by one arbitrator that is appointed according to the ICC Rules of Arbitration. In the event We initiate arbitration against You, notice will be sent to You to the email address and/or physical address You have given Us in Your Notice of Claim or Dispute. Any settlement offer made by You or Us during informal dispute resolution shall not be disclosed to the arbitrator if arbitration takes place.

Binding arbitration will be conducted based on written submissions. If the arbitrator decides to conduct hearings, it will be by teleconference or videoconference, unless the arbitrator determines upon request by You or Us that an in-person hearing is appropriate. All in person arbitration shall be conducted in the State of Delaware or at another mutually agreed location.

You agree that The Federal Arbitration Act, applicable federal law, and the laws of the state of Delaware, without regard to principles of conflict of laws, will govern these Terms of Service and any dispute or Claim of any sort that might arise between You and Us. Judgment upon the arbitration award may be entered in any court that has jurisdiction thereof. IN ANY LITIGATION BETWEEN YOU AND US OVER WHETHER TO VACATE OR ENFORCE AN ARBITRATION AWARD, YOU AND FAD WAIVE ALL RIGHTS TO A JURY TRIAL, AND ELECT INSTEAD TO HAVE THE DISPUTE

BE RESOLVED BY A JUDGE. Any additional costs, fees or expenses incurred in enforcing the arbitral award will be charged against the party that resists its enforcement. In the event the arbitrator decides that the Claims You assert in the arbitration to be frivolous, You agree to reimburse Us for all fees (including attorney’s fees) and expenses associated with the arbitration paid by Us.

All Communications, documents and information disclosed in the course of You and Our initial informal attempts to resolve any disputes or Claims, or during arbitration, shall be kept strictly confidential by all parties involved and shall not be used for any purpose other than for purposes of the initial attempt to resolve any dispute or Claims informally, or for arbitration or for the enforcement of the arbitrator’s decision and award. No document or information of any kind

and in any format shall be disclosed except in confidence to persons who have a need to know to enforce the arbitrator’s decision and award. Furthermore, neither You, the arbitrator or the ICC shall at any time upon, during or after the Claim or dispute make any public announcement or public comment or originate any publicity concerning the dispute, arbitration or resolution, including but not limited to, the fact that the parties are in dispute, the existence of the arbitration, the claims in arbitration, any decisions or awards of the arbitrator or any agreements You and Us came to during the informal resolution of any Claims or disputes by You.

These arbitration provisions will survive termination or cancellation of this Terms of Service Agreement and all of its Amendments, as well as the termination of Your use of the FAD Site for any reason.

IF YOU ARE A NEW MEMBER OR NEW AUTHORIZED USER OF THE FAD SITE, YOU CAN CHOOSE TO OPT-OUT OF THIS AGREEMENT TO ARBITRATE BY MAILING TO US A WRITTEN OPT-OUT NOTICE WITHIN 30 DAYS OF YOUR FIRST AGREEING TO THE TERMS OF SERVICE OF THIS AGREEMENT. IF YOU AGREED TO A PREVIOUS VERSION OF THESE TERMS OF SERVICE THAT ALLOWED YOU TO OPT-OUT OF THE ARBITRATION PROVISION, YOUR PREVIOUS CHOICE TO OPT- OUT OR NOT OPT-OUT REMAINS BINDING. ONLY NEW MEMBERS AND NEW AUTHORIZED USERS MUST CHOOSE TO OPT-OUT OR NOT. YOUR ELECTION TO OPT-OUT OR NOT, IS PERMANENT AND DOES NOT NEED TO BE RENEWED WITH ANY AMENDMENTS TO THIS TERMS OF SERVICE AGREEMENT. PLEASE KNOW THAT IF YOU OPT-OUT OF THE ARBITRATION AGREEMENT PROVISION OF THIS AGREEMENT, ALL OTHER PARTS OF THIS TERMS OF SERVICE AGREEMENT AND ANY AND ALL AMENDMENTS TO IT, WILL CONTINUE TO APPLY TO YOU. THIS FOLLOWING PROCESS MUST BE USED TO OPT-OUT OF THE AGREEMENT TO ARBITRATE.

THIS FOLLOWING PROCESS MUST BE USED TO NOTIFY US OF YOUR REQUEST TO OPT-OUT OF THE

AGREEMENT TO ARBITRATE. Your Opt-Out notice must:

  • State Your name, username, email address You used to set up Your FAD Site account, Your physical address, and a clear statement that You wish to opt-out of the arbitration provision of the For All Doctors Inc. Terms of Service Agreement;

  • You must mail Us Your opt-out notice by United States Postal Service certified mail with return receipt requested or by FedEx or UPS or DHL with signature required.

  • YOUR OPT-OUT NOTICE MUST BE POSTMARKED NO LATER THAN 30 DAYS FROM YOUR FIRST TIME AGREEING TO THE TERMS OF SERVICE OF THIS AGREEMENT AS A NEW MEMBER OR NEW AUTHORIZED USER.

    CALIFORNIA RESIDENTS

  • If You are a California resident, in accordance with Cal. Civ. Code §1789.3, You may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834, or by telephone at (800) 952-5210 or (916) 445-1254.

  • Unless You and Us agree otherwise, in the event that the Agreement to arbitrate above is found not to apply to You or to a particular Claim or dispute, either as a result of Your

    decision to opt-out of the Agreement to arbitrate or as a result of a decision by the arbitrator or a court order, You hereby irrevocably and unconditionally (i) agree that any action or proceeding arising out of or in connection with this Agreement shall be brought only in a state or federal court of competent jurisdiction in the State of Delaware (the “Delaware Courts”), and governed by, and construed and enforced in accordance with the laws of the State of Delaware, without regard to its conflict of laws rules; (ii) consent to submit to the exclusive jurisdiction of the Delaware Courts for purposes of any action or proceeding arising out of or in connection with this Agreement or breach thereof; (iii) waive any objection to the laying of venue of any such action or proceeding in the Delaware Courts; (iv) waive, and agree not to plead or to make any claim that any such action or proceeding brought in the Delaware Courts has been brought in an improper or inconvenient forum; and (v) agree that We may seek preliminary or injunctive relief in the appropriate court(s) of any state or country.

  • FAD may at any time, without cause or notice to You, terminate this Agreement. If Your use of the FAD Site ends, or We terminate this Agreement for any reason, the terms of this Agreement which by their nature should survive the termination of this Agreement, as well as any additional Terms, Conditions, provisions, licenses, notices, disclaimers, releases, claims, limitations, indemnities, liquidated damages, obligations, liabilities, rights, mandatory arbitration, no class action, jurisdiction, choice of law, venue and any terms which are expressed to continue indefinitely under this Agreement that were in force during Your Membership with, use of or access to FAD Site, shall continue to be enforceable according to the Terms of Service of this Agreement for the duration of time specified as may be applicable, and those which continue to apply indefinitely shall remain unaffected. The termination of this Agreement will not relieve You from any liability for any antecedent breach of this Agreement.

  • If You access the FAD Site from elsewhere, You are responsible for compliance with all local and international laws. You agree that You will not use Content accessed on the FAD Site in any country or in any manner prohibited by any applicable laws or restrictions.


DEADLINE TO FILE A COMPLAINT OR CLAIM

Regardless of any statute, law, regulation or rule to the contrary, any claim, demand, dispute, or cause of action against FAD by any Member, authorized user or any other party arising out of or related to the use or misuse of the FAD Site, or under the Terms of Service of this Agreement, MUST BE FILED WITH US WITHIN ONE YEAR AFTER SUCH COMPLAINT, CLAIM, DEMAND,

DISPUTE, OR CAUSE OF ACTION AROSE, OR BE FOREVER BARRED. If applicable law prohibits a one-year limitation period for asserting claims, then any claim must be asserted within the shortest time period permitted by applicable law.


‌MEDICAL INFORMATION ON THE FAD SITE

THE INFORMATION ON THIS SITE IS NOT INTENDED OR IMPLIED TO BE A SUBSTITUTE FOR

PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS OR TREATMENT. All content, including but not

limited to, text, links, graphics, images and information, contained on or available through the FAD Site is for general information purposes only and FAD and FAD Site does not provide medical advice or endorse any medical or professional advice obtained through any information and Content provided on the FAD Site or any links to the FAD Site. FAD MAKES NO REPRESENTATION AND ASSUMES NO RESPONSIBILITY FOR THE ACCURACY OF INFORMATION CONTAINED ON OR AVAILABLE THROUGH THE FAD SITE, AND SUCH INFORMATION IS SUBJECT TO CHANGE

WITHOUT NOTICE. You are encouraged to confirm any information obtained from or through the FAD Site with other sources, and review all information regarding any medical condition or treatment with Your physician. NEVER DISREGARD PROFESSIONAL MEDICAL ADVICE OR DELAY SEEKING MEDICAL TREATMENT BECAUSE OF SOMETHING YOU HAVE READ ON OR ACCESSED THROUGH THE FAD SITE.

FAD does not recommend, endorse or make any representation about the efficacy, accuracy, appropriateness or suitability of any specific tests, products, procedures, treatments, services, or opinions of healthcare providers or other information that may be contained on or available through the FAD Site.

FAD is not responsible or liable for any advice, course of treatment, diagnosis or any other information, services or products that You obtain through the FAD Site. Please be aware that information on FAD Site may contain errors, be outdated or have typographical errors.


If You Think You May Have A Medical Emergency, You Should Call Your Doctor, Or 911 (Or Your Location’s Emergency Phone Number If 911 Does Not Apply), Or Go To The Nearest Hospital Immediately.

IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY, YOU SHOULD CALL YOUR DOCTOR, OR 911 (OR YOUR LOCATION’S EMERGENCY PHONE NUMBER IF 911 DOES NOT APPLY), OR GO TO THE NEAREST HOSPITAL IMMEDIATELY. DO NOT RELY ON ELECTRONIC COMMUNICATIONS OR COMMUNICATION THROUGH THE FAD SITE FOR IMMEDIATE, URGENT MEDICAL NEEDS. FAD SITE IS NOT DESIGNED TO FACILITATE MEDICAL EMERGENCIES.

FAD Site may contain health or medical related materials or discussions regarding sexually explicit disease states. If You find these materials offensive, You may want to not use Our Site.

The FAD Site and its Content are provided on an "as is" basis and assumes no duty to correct or update FAD Site nor to resolve or clarify any inconsistent information that might be a part of FAD Site.

Use of FAD Site does not establish a doctor–patient relationship.

You assume full responsibility for using the information on FAD Site, and You understand and agree that FAD is not responsible or liable for any claim, loss or damage resulting from its use by You, any authorized user or any other party.

FAD is not regulated by or have any relationships with the Food And Drug Administration or any other state or national medical board.

Any links found on FAD Site to other websites are only for convenience purposes and might have different terms of use and privacy policies. The existence of a link is not intended to be, and should not be taken as, an endorsement by FAD of any Content, product or service that may be available through such external websites.

Among other things, FAD Site provides an online directory (“Directory”) designed to connect Members and authorized users with healthcare providers. All information in the Directory is submitted by the healthcare providers listed in the Directory and FAD DOES NOT VERIFY THE ACCURACY OF THE INFORMATION. Such verification is the responsibility of You, the Member or the authorized user. FAD makes no guarantee that providers listed in the Directory are licensed, that the information listed is correct or current, or that those providers have expertise. FAD makes no recommendation or endorsements of any healthcare provider listed in the Directory.

‌LEGAL INFORMATION ON THE FAD SITE

THE CONTENT IN THE FAD SITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY, AND SHOULD NOT BE CONSTRUED AS LEGAL ADVICE ON ANY SUBJECT MATTER, AND IS NOT GUARANTEED TO BE CORRECT, COMPLETE, OR UP-TO-DATE AND IS SUBJECT TO CHANGE

WITHOUT NOTICE. FAD makes no guarantee that providers listed in the Directory are licensed, that the information listed is correct or current, or that the providers have expertise. FAD makes no recommendation or endorsements of any attorney listed in the Directory.

Communications of information by, in, to, or through the FAD Site and Your receipt or use of the information: (1) is not provided in the course attorney-client relationship and does not create or constitute an attorney-client relationship, (2) is not intended as a solicitation, (3) is not intended to convey or constitute legal advice, and (4) is not a substitute for obtaining legal advice from a qualified attorney.

Use of, and access to FAD Site or any of the links or resources do not create an attorney-client relationship between the Members or users, contributors, contributing law firms, or their respective employee and employers. You should not rely upon the transmission of an e-mail message to an attorney through the FAD Site to create an attorney-client relationship. The hiring of an attorney is an important decision that should not be based solely upon website Content or advertisements. You should not act or refrain from acting on the basis of information on the FAD Site without first seeking legal advice from a qualified attorney in the relevant jurisdiction. Only Your individual attorney can provide assurances that the information contained on FAD Site – and the interpretation of it – is applicable or appropriate to Your particular situation. We disclaim all liability for actions You take or fail to take based on any Content or Communications on FAD Site.

We cannot assure You that Your Communications will be private or privileged. Please do not Communicate any confidential or sensitive information until You obtain prior written

authorization to send that information and have entered into a formal written attorney-client relationship. If You do Communicate confidential or sensitive information, in a private message or as a comment, there is no duty of confidentiality or an obligation to discontinue or decline representations in conflict with Your interests.

FAD Site is not intended as advertising or solicitation in any jurisdiction where Our Site would be so characterized and fail to comply with all applicable laws and ethical rules of that jurisdiction.

Visiting FAD Site and sending emails constitute electronic Communications. By posting any user- generated Content to FAD Site, You consent to receive electronic Communications and You agree that all agreements, notices, disclosures and other Communications that We provide to You electronically, via email, and/or on FAD Site, satisfy any legal requirement that such Communications be in writing.

‌MOBILE SOFTWARE

We may make available software to access the Service via a mobile device (“Mobile Software”). To use the Mobile Software, You must have a mobile device that is compatible with the Mobile Service. FAD does not warrant that the Mobile Software will be compatible with Your mobile device. FAD hereby grants You a non-exclusive, non-transferable, revocable license to use Your FAD Site Account on Your mobile device. You may not: (i) modify, disassemble, decompile or reverse engineer the Mobile Software, except to the extent that such restriction is expressly prohibited by law; (ii) rent, lease, loan, resell, sublicense, distribute or otherwise transfer the Mobile Software to any third party or use the Mobile Software to provide time sharing or similar services for any third party; (iii) make any copies of the Mobile Software; (iv) remove, circumvent, disable, damage or otherwise interfere with security-related features of the Mobile Software, features that prevent or restrict use or copying of any content accessible through the Mobile Software, or features that enforce limitations on use of the Mobile Software; or (v) delete the copyright and other proprietary rights notices on the Mobile Software. You acknowledge that FAD may from time-to-time issue upgraded versions of the Mobile Software, and may automatically electronically upgrade the version of the Mobile Software that You are using on Your mobile device. You consent to such automatic upgrading on Your mobile device, and agree that the Terms of Service of this Agreement will apply to all such upgrades. Any attempt by You to transfer any of the rights, duties or obligations hereunder, except as expressly provided for in this Agreement, is void. FAD reserves all rights not expressly granted under this Agreement. You agree to comply with all United States and foreign laws related to use of the Mobile Software and the FAD Site.


Copyright Infringement

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the internet infringes their rights under US copyright law. If You believe, in good faith, that material on Our site infringes a copyright owned

by You, then You (or Your agent) may send notice to our DMCA agent requesting that the material be removed or access to it blocked. A full copy of Your notice (including Your name, address, phone and email address) will be sent to the alleged infringing party who posted the alleged infringing material in question.

The notice must include All of the following information:


Copyright Infringement claim for content on ForAllDoctors.com


  1. First name;

  2. Last name;

  3. Email;

  4. Address;

  5. Phone number;

  6. Identification of the copyrighted work that is allegedly being infringed;

  7. A description specifying the location on Our Site identifying the material that You claim is infringing;

  8. A statement that You have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

  9. A statement by You, made under penalty of perjury, that the information in Your notice is accurate and that You are the copyright owner or authorized to act on the copyright owner’s behalf.

  10. An electronic or physical signature of the owner or a person authorized to act on behalf of the copyright owner.

The above information must be submitted to the following DMCA Agent: JACODigital(r)

10990 Wilshire Blvd.

Suite 1025

Los Angeles, CA 90024

(310) 469-9800

DMCANotice@JACODigital.com

Under Federal Law, If You Knowingly Misrepresent That Online Material Is Infringing, You May Be Subject To Criminal Prosecution For Perjury And Civil Penalties, Including Monetary Damages, Court Costs, And Attorneys’ Fees.

COUNTER NOTICE.

If You believe your copyrighted material has been removed from our site as a result of mistake or misidentification, you may submit a written counter notification (“Counter Notification”) to our DMCA agent pursuant to DMCA 17 U.S.C. § 512(g)(2) and (3). To be an effective Counter Notification under the DMCA, your Counter Notification must include All of the following information:

  1. First name;

  2. Last name;

  3. Email;

  4. Address;

  5. Phone number;

  6. Identification of the material that has been removed or disabled and the location at which the material appeared before it was removed or disabled;

  7. A statement that you consent to the jurisdiction of the Federal District Court in which your address is located, or if your address is outside the United States, for the judicial district in which For All Doctors Inc. is located;

  8. A statement that you will accept service of process from the person who submitted the take down notification or their agent;

  9. A statement that under penalty of perjury you have a good faith belief that the material in question was removed or disabled as a result of mistake or misidentification; and

  10. Your physical or electronic signature.

The above information must be submitted to the following DMCA Agent: JACODigital(r)

10990 Wilshire Blvd.

Suite 1025

Los Angeles, CA 90024

(310) 469-9800

DMCANotice@JACODigital.com

If You send Us a valid, written Counter Notification meeting the requirements described above, We will restore Your removed or disabled material after ten (10) business days but no later than fourteen (14) business days from the date We receive Your Counter Notification, unless Our Designated Copyright Agent first receives notice from the party filing the original notification informing Us that such party has filed a court action to restrain You from engaging in infringing activity related to the material in question. Please note that if You misrepresent that the disabled or removed material was removed by mistake or misidentification, You may be liable for damages, including costs and attorney's fees. Filing a false Counter Notification constitutes perjury.


We reserve the right and sole discretion to enforce or choose not to enforce any Terms of Service of this Agreement; however, Our inaction shall not be deemed a waiver of Our right to enforce any of the Terms or Conditions of this Agreement or take any actions against any Member, authorized user or any third party in the event of any breach hereunder or any future breach. Any waiver by FAD must be signed and in writing by FAD.

Should any court of competent jurisdiction declare any Term or Condition of this Agreement void or unenforceable, such term or condition will be changed or interpreted so as to best accomplish

the objectives of the original Term or Condition to the fullest extent allowed by law and the remainder of this Agreement shall remain in full force and effect.

Unless otherwise specifically stated, this Agreement is not for any third-party beneficiary and does not confer any third-party beneficiary rights. There is no joint venture, partnership, employment, or agency relationship created between You and Us as a result of these Terms or use of the FAD Site. Any rights and licenses granted hereunder may not be transferred or assigned by You.

We may assign, transfer, or otherwise allocate this Agreement, and any or all of Our rights and obligations under this Agreement, in whole or in part, at any time without notice or restriction, including in connection with a merger, acquisition, sale of assets, or by operation of law or otherwise.

You will not transfer any of Your rights and obligations under the Terms of Service of this Agreement to anyone else without Our explicit and written consent.

If Your use of the FAD Site ends, to the extent relevant, the terms of this Agreement shall continue to apply to You.

FAD will be excused from performance in this Agreement to the extent that performance is prevented, delayed or obstructed by causes beyond its reasonable control.

Unless otherwise stated, any notice to FAD must be sent to Us via Our ForAllDoctors.com Contact Us page.

The titles appearing in connection with the various paragraphs of this Agreement are for convenience only. They are not intended to indicate all of the subject matter in the text and they are not to be used in interpreting this Agreement or for any other purpose in the event of any controversy.

This Agreement, together with any amendments, and all documents referenced herein constitute the entire Agreement between You and Us and supersede any prior or contemporaneous Agreements.

An electronic signature, or e-signature, is a digital representation of Your intent to agree to these terms. It has the same legal standing as a handwritten signature. Your electronic signature indicates Your understanding of and agreement to the legal obligations outlined in this Agreement.

You accept and agree to be bound by this Agreement by acknowledging such acceptance during the registration process and also by continuing to use the FAD Site. If You do not agree to abide by this Agreement, or to modifications that FAD may make to this Agreement in the future, You must stop all Your use or access to the FAD Site and its services.

‌DEFINITIONS:

FAD/We/Our/Us: Includes For All Doctors Inc. as well as its partners, affiliates, subsidiaries, successors, officers, directors, executives, representatives, administrators, agents, associates, employees and staff.

FAD Site/ForAllDoctors.com/FAD Site(s)/Platform/Our Site/Our Site(s): Includes, but is not limited to, our entire digital presence, covering URL, IP addresses, servers, web pages, email addresses, domain management, structures, modules, metrics, scripts, programs, versions, designs, architecture, frameworks, appearance, look & feel, expression, logo, logo colors, color combinations, compilation, icons, illustrations, data, layouts, interfaces, metadata, software, hypertexts, hyperlinks, links, graphics, multimedia, marks, emblems, organization, documents, applications, languages (programming, markup, and style sheets), products, services, discussion boards, forums, listings, directories, chat rooms, and all other similar identifiable sections or means of communication, in electronic, digital or other formats, along with all our content.

Member/You/Your: Includes registered professionals, users or subscribers, and any other organizations, companies, entities, visitors, and individuals authorized to access ForAllDoctors.com.

Content: Includes, but is not limited to, text-based items (such as data, communications, emails, and writings), interactive elements (such as classifieds listings, forum discussions, and blog posts), multimedia components (such as images, music, and videos), technological aspects (such as structures, coding, and software), organizational elements (including applications and languages), and all other similar content, whether presented in electronic, digital format or any other format.

Communicate/Communication/Communicating/Communicated: : Includes but is not limited to, any user interaction on our site, encompassing activities such as e-mailing, corresponding, writing, calling, uploading, linking, hyperlinking, displaying, suggesting, implying, advertising, transmitting, and other similar means, in electronic or digital format.

Account: Consists of a member’s or other authorized user’s username or login and password or pass code, or an authorized means of accessing ForAllDocors.com.

Claim: An actual or potential action, loss, dispute, controversy, damage, liability, garnishment, lien, levy or other orders, cost or expanse, including special damages, equitable damages, actual damages, attorney fees, arbitration and arbitrator fees, and all other dispute resolution costs, claims and demands.

Agreement/Terms of Service: Refers to this document, including but is not limited to its, obligations, disclaimers, warnings, waivers, exceptions, exemptions, provisions, policies, notices, terms, conditions, notes, guidelines, recommendations, acknowledgements, consents, suggestions, comments, provisions, stipulations, requirements, rules, principles, responsibilities,

rights, interests, warranties, guarantees and other such similar content of this Agreement and all amendments to this Agreement.

Revised 1-4-2024